Commercial / Ag Pre-Closer

Description

POSITION SUMMARY: Review loan requests and associated documentation prior to approving final closing documents.

 ESSENTIAL DUTIES AND RESPONSIBILITIES include the following: other duties may be assigned:

• Utilize sales training skills to provide outstanding customer service.
• Compare loan request to loan proposal/officer approval for accuracy
• Verify closing requirements have been fulfilled
• Ensure all required documents have been collected (financial statements, taxes, appraisals, corporate resolutions, title work with sufficient coverage, etc.) and are ready for closing. Any missing items are to be recorded in the pending/missing database.  
• Exception to policy have been approved and there is appropriate documentation
• Order flood determinations
• Verify lien positions
• Review documents prior to printing
• Comply and satisfactorily pass tests for bank policy and regulations that apply to position.  

SUPERVISORY RESPONSIBILITIES: This job has no supervisory responsibilities. 

Requirements

EDUCATION and/or EXPERIENCE

• High school diploma or general education degree (GED).
• One – three months’ related experience.

KNOWLEDGE AND SKILLS:

• Strong written and oral communication skills. Must be able to effectively communicate with groups of managers, clients, customers and the general public.
• Strong attention to detail.
• Excellent organizational and time management skills
• Capable of handling customer and teammate contact situations tactfully and professionally.
• General knowledge of bank operations, lending and information technology. 
• Previous experience with and efficiency in using Microsoft applications such as Word and Excel.