Consumer Bank Risk and Controls Strategy and Governance Officer

Position Title

Consumer Bank Risk and Controls Strategy and Governance Officer

 

Location

Atlanta, GA 30305

 

Job Summary

JOB SUMMARY
The Consumer Bank Risk & Controls Strategy and Governance Officer will help to design, build, transform and implement a risk management framework and lead the ongoing identification, assessment, and measurement of the business line’s material risks and key controls. The Strategy and Governance Officer in this 1st Line of Defense (1st LOD) role will bring expertise in heightened standards regulatory requirements and risk experience in Consumer Banking businesses.

• The Consumer Bank provides secure, convenient and personalized banking solutions to consumers and small businesses. Products include checking, savings, consumer lending, small business lending, retail wealth services, and more across multiple channels including branches, online and mobile banking, ATMs, and contact center (telephone and chat).

This leader will collaborate with colleagues in Enterprise Risk Management, Compliance, Operational Risk, and Credit Risk (2nd LOD), Internal Audit (3rd LOD), and External Regulatory Agencies. This position is critical to supporting the strategy of the Consumer Bank by ensuring prudent risk and compliance management which permit the bank grow profitably.

Pay Range: $165,621 - $204,266 - $242,911

 

Job Responsibilities:

JOB RESPONSIBILITIES

Strategy Development and Program Design

• Builds, leads, transforms, and consistently executes a Business Group Risk Framework that aligns with the Enterprise Risk Governance Framework and complies with Bank regulatory heightened standards, including Risk Culture, Risk Appetite, Roles and Responsibilities, Risk Governance, Risk Assessment, and Risk Monitoring & Reporting.
• Provides risk advisory and guidance to the Business Process Owners with respect to all aspects of the Risk Governance Framework program elements, including ensuring the lines of business have appropriate risk identification practices, control environment operating effectiveness, and policies and procedures.
• Designs, implements, and drives the execution of Enterprise Risk Management assessments of New Products and Services and Enterprise Change Management programs for the 1st LOD Consumer Business Units.
• Provides risk advisory and guidance to the Business Process Owners for integration of procedures, processes, and controls associated with multiple bank mergers and acquisitions.
• Ensures Enterprise Risk Management Frameworks, processes, and controls are effective to manage risks associated with the Consumer Bank’s strategic plan.
• Provides risk advisory and guidance on project initiatives, risk assessments, and risk remediation efforts impacting the Business Units. 
• Communicates and trains on changes to Risk Management programs and policies.

Governance

• Builds, leads, and implements appropriate Risk Governance Framework model for Consumer Bank Business Units including the design and reporting Business Risk Committees and measurement of Risk relative to the Consumer Business Group’s Risk Appetite Statement.
• Leads assurance provisions over regulatory remediation issues, including appropriateness of drafted remediation action plans to address regulatory concerns, and perform quality control over supporting documentation to effectively remediate findings.
• Directly engages with Bank leaders to meet OCC / FRB regulatory examination and Internal Audit requests, and drive Business Unit responses in a timely, accurate, and complete manner.
• Leads risk governance oversight of integration workplan milestones and tasks, including appropriate risk escalation and issue remediation associated with integration activities.
• Ensures compliance with all Enterprise Risk & Compliance policies and standards, and management of Enterprise Risks within the Bank’s risk appetite.  
• Implements Enterprise Risk Management methodologies for Consumer Bank Business Units.   
• Ensures key risk and control data, inventory, metrics, and reporting are established and actively monitored.
• Ensures risk culture is imbedded across the Consumer Bank organizations with an appropriate training regimen.

Bank Initiative Partner

• Actively influences and engages in Enterprise Risk & Compliance forums and socializes with Consumer Bank leaders.
• Directly interacts with the Bank’s regulators and Internal Auditors.
• Support the development of materials and reporting for Regulatory Updates to Bank Examiners.
• Works closely with the following Business Unit partners: Bank Examiners, External Ban