Corporate Credit Analyst

About the Team:
The Corporate & Structured Products Credit team (CPSC) is responsible for wholesale credit exposures, primarily lending and derivative exposure backed by corporate or securitized cash flows. The team is organized by Sector Coverage (focused primarily on relationship lending) and Product Coverage (including Project Finance, Securitization, Real Estate and LBO). Responsibilities are two-fold:

(i) loan underwriting and derivative approval, and

(ii) ongoing monitoring of the portfolio.

Summary:
In this position, you will support the credit approval and decision-making process.

Core Responsibilities:

• Provide effective analysis of credit including, worthiness of applicant, loan structure, risk return, applicant operating profile and industry profile including historical profit and loss performance, financial condition and cash flow.

• Create Create various types of projection/recovery/other financial models, commenting on the reasonableness of assumptions in both management and Mizuho’s sensitivity cases.

• Compare the prospective borrower to its peers and notes industry trends.

• Prepare accurate, clear, well-organized and complete written summary/analysis (Credit Opinion) with recommendations for approval or decline. Discuss with branches/agencies potential changes to credit structure or other conditions for which we would grant credit approval.

• Recommend appropriate risk rating for each customer/transaction as required.

• Proactively monitor and assess assigned borrowers/industries including market data such as share price, EDF, CDS or loan secondary price or other appropriate indices and reports the information and its impact on credits/industries to Senior Management in a timely manner.

• Comply with credit standards, policies, objectives and requirements.

Qualifications:

• Bachelor’s degree; major in Finance or Economics is a plus

• 1-3 years of relevant banking experience

• Technical Skills: Strong knowledge of Microsoft Office products including Excel, Work, and PowerPoint

• Proactive, curious self-starter who has an interest in pursuing a career in finance.

• Strong analytical and quantitative skills demonstrating