Senior Product Manager I - Repayment Innovation

Hi, we're Brigit! A holistic financial health company helping everyday Americans build a brighter financial future. With a business model that is aligned with our customers, we create transparent, fair, and simple financial products that put money back in the hands of our members, help them spend wisely, avoid unfair fees and build their credit quickly. If autonomy, ownership, and having meaningful input at the company you work for is important to you, come join our growing team!

Brigit is doing innovative and exciting work, but don’t just take our word for it, our work is being recognized by others:

• Built In's 2026 Best Midsize Companies to Work For in New York City

• Built In's 2025 Best Places to Work For In New York City

• Built In’s 2024 & 2025 Best Startups to Work For In the U.S.

• Built In’s 2023 - 2025 Best Startups to Work For In New York City

• Fast Company’s Most Innovative Companies of 2022

• Business Insider’s Most Promising Consumer Startups 2022

• Forbes Fintech 50 2022

Role Overview

Our flagship product, Instant Cash, provides fast access to funds when people need it most, with no interest, late fees, or credit check required. As a Senior Product Manager I for Instant Cash, you will own key parts of Brigit’s core experience, with a focus on repayment innovation and credit limit optimization. Your work will directly impact user trust, retention, and lifetime value by making repayment easier and more flexible, while responsibly increasing access to higher credit limits over time.

This role sits at the intersection of Product, Risk, Data, and Engineering and is ideal for a product manager who enjoys solving complex, user-centric problems with a combination of technology and insights.

What You’ll Be Doing

• Own Instant Cash metrics related to repayment and feature adoption (e.g., repayment success, delinquency, direct deposit setup)

• Lead execution for repayment innovation, including repayment via direct deposit, payroll connectivity, and other automated or low-friction repayment mechanisms

• Improve repayment success rates while reducing user friction, delinquency, and support burden

• Deliver initiatives that responsibly increase Instant Cash credit limits, improving activation, repeat usage, and retention

• Balance user value, unit economics, and risk through experimentation, segmentation, and iterative rollout strategies

• Ship fast, learn quickly, and scale what works while maintaining high quality in a regulated product space

• Align stakeholders around clear priorities, tradeoffs, and measurable outcomes

What You Have

• 4-5 years of product management experience, ideally in fintech, lending, payments, or consumer financial products

• Experience owning core product flows with meaningful revenue, risk, or retention impact

• Strong intuition for user needs paired with a metrics- and experimentation-driven approach to decision-making

• Experience working with data science or risk functions

• Comfort operating in ambiguity and driving complex initiatives from incubation to scale

• Excellent communication skills and the ability to influence across functions

Nice to Have

• Experience with payroll integrations, direct deposit, or repayment systems

• Background in credit products, underwriting, or consumer lending risk

Compensation

The anticipated ann