Financial Crime Risk Lead Investigator US - Subpoena Investigations

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$91,000 - $145,600 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

Department Overview:

As a Financial Crime Risk Lead Investigator, you will be required to be the forefront of high-profile BSA/AML investigations, collaborating closely with law enforcement on complex financial crime cases. You'll be leading efforts, ensuring quality control and compliance, presenting to executive leadership and regulators, acting a mentor to train others, and providing support to Senior Managers and above.

Additionally, the Financial Crime Lead Investigator will conduct end to end investigations of complex/high risk cases related to potential money laundering, terrorist financing and other illicit financial crimes, by analyzing transactional activity and Know Your Customer (KYC) information, mitigating associated red flags, documenting all appropriate evidence, filing necessary regulatory reports and also including determination of potential relationship exit, on a as needed basis. This role requires a deep understanding of AML regulations, strong writing and analytical skills, and the ability to present with internal and external stakeholders. 

Primarily Offsite: Our team currently operates under a primarily offsite work model, employees must be available to come into a TD location for "moments that matter" at a frequency determined by the business. Candidates that live within a 50-mile radius of a TD AML Hub location is strongly preferred.

Depth & Scope:

• Investigates AML/ATF and financial crime and/or criminal cases thematic and/or complex in nature
• Advanced knowledge of Bank products, systems, policies and procedures
• Advanced knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial/criminal trends
• Manages programs/projects/ initiatives of moderate scope and complexity
• Expert level professional role requiring in-depth knowledge/ expertise in own field of specialty and working knowledge of broader related areas
• Integrates the broader organizational context into advice and solutions within own area. Understands the industry, competition and the factors that differentiate the organization

Education & Experience:

• Undergraduate degree or equivalent work experience
• 7+ years of experience

Preferred Skills & Experience:

• 10+ years of AML investigations experience with high profile cases related to terrorist financing or Ponzi Schemes
• A Bachelor's degree is preferred and CAMS or similar certification is a plus
• Experience working directly with law enforcement agencies like the FBI or DEA
• Strong verbal communication skills and ability to present findings to executive leadership and regulators
• Prior experience writing Suspicious Activity Reports (SARs) is preferred
• Proficiency in PowerPoint and strong writing skills

Customer Accountabilities:

• Leads a variety of complex investigations, including AML, Sanctions/ABAC and Financial Crime
• Applies sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats
• Assesses and prioritizes files and investigates assigned cases ensuring proper protocols are in place and effectively applied
• Works effectively with counterparts at other FI’s, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure
• Conducts investigations in a professional and timely manner