Assistant In-House Counsel

TheGuarantors is a cutting edge fintech company setting the standard in rent coverage with unrivaled insurance products. With a deep understanding of owner, operator, and renter needs, we believe renters deserve better access to the home of their dreams and operators deserve greater protection and growth opportunities. That’s why we’re leveraging our expertise in real estate and using AI-based technology to help operators qualify renters faster while mitigating the risk of rental income loss. With $4B+ in rent and deposits guaranteed, we work with 9 of the country’s top 10 operators and have been named one of Inc. 5000’s fastest-growing companies, one of Forbes’ Best Startup Employers, and one of Deloitte’s Technology Fast 500.

The Opportunity

We are seeking an Assistant In-House Counsel to navigate the dynamic intersection of law, compliance, and the insurance industry. In this role, you will collaborate cross-functionally with Product, Risk, Underwriting, Customer Success, Marketing, and Corporate Development teams to ensure legal compliance while aligning legal strategies with broader business objectives. This position also provides unique exposure to an innovative and evolving industry, offering valuable opportunities for professional growth.

Location

This is a hybrid position based out of New York.

Responsibilities

• Monitor, analyze and ensure the Company’s compliance with applicable insurance laws and regulations, industry standards and best practices.
• Work cross-functionally with the Risk, Underwriting and Customer Success departments to provide legal guidance in underwriting and claims processes. This includes responding to internal and external questions concerning claims processing, underwriting and application of policy terms. 
• Assist in the strategic development and deployment of insurance products. 
• Review and respond to regulatory inquiries.
• Maintain insurance producer licenses for entity, individual agents/brokers, and claim adjusters.
• Supervise continued education requirements of licensed personnel through third-party providers.
• Navigate cross-discipline and cross-industry questions addressing landlord-tenant law and insurance regulations.
• Develop internal programs and resources, including training materials for various departments regarding compliance, best practices, and risk management. 
• Conduct regular reviews of internal policies, procedures and processes to ensure alignment with applicable laws and regulations and industry standards. 
• Contribute to designing and executing compliance testing and monitoring programs.  
• Prepare and present comprehensive compliance reports to senior management, highlighting concerns, recommendations, and progress on compliance initiatives.  
• Coordinate with the Marketing department to ensure all advertising and marketing materials comply with applicable laws, regulations and internal policies. 
• Collaborate with internal stakeholders to address and remediate compliance-related issues and findings. 
• Assist Chief Information Security Officer concerning NY Part 500 compliance, SOC II observations, and responding to due diligence inquiries.
• Support Product and Technology teams in navigating consumer protections, industry standards, and best practices in deployment of insurance products and SaaS platforms.
• As required, assist in the negotiation, drafting, and review of contracts (MSA’s, Program Administrator Agreements, claim engagements, vendor contracts, partner agreements, etc.) to support time-sensitive sales and operations matters. 
• The position will directly report to the Head of the Legal and collaborate extensively with leadership of multiple teams including Risk, Underwriting, Customer Success, Marketing and Corporate Development departments.

Requirements

• 4+ years of experience in a law firm, in-house legal/compliance department (preferred experience from an insurance carrier, MGA, or agent/broker), or government experience at a department of insurance. 
• NY Bar license or ability to satisfy NY In-House Registration requirements.
• Property and casualty insurance license preferred; CPCU certification desirable. 
• Strong understanding of insurance regulations and compliance requirements.