Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Senior Finance Associate within PNC's Retail Consumer Deposits organization, you will be based in Pittsburgh, PA.

We are seeking a highly analytical and detail-oriented Finance Specialist Sr. to support the Retail Consumer Deposits portfolio. In this role, you will bring transparency to financial results through insightful analysis and compelling visualizations. Your work will directly influence strategic decisions by forecasting deposit balances, net interest income (NII), and fee performance, while identifying emerging trends, risks, and opportunities.

Key Responsibilities:
• Own and analyze Consumer Time Deposit balances, NII, and fees to assess performance and support strategic decision-making.
• Deliver transparency into financial results through data-driven insights and visual storytelling.
• Forecast future performance by integrating trends, economic data, and business judgment.
• Communicate financial performance and key insights to executives, highlighting emerging trends and potential risks or opportunities.
• Develop business cases for strategic initiatives and deposit pricing decisions.
• Collaborate cross-functionally with deposit product teams, Retail and Finance leadership, and Asset and Liability Management (ALM) teams.

Qualifications:
• Strong analytical and problem-solving skills with a keen attention to detail.
• Excellent communication skills, with the ability to convey complex financial concepts to both technical and non-technical audiences.
• Proven ability to work independently and collaboratively in a team environment.
• Experience in financial forecasting, business case development, and performance reporting is highly desirable.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Designs and prepares timely, transparent, and succinct financial reports to enable informed decision-making by stakeholders. Collaborates with business unit leaders to produce timely and precise revenue, expense, and staffing forecasts. Develops strategic insights from data to enhance budget and forecast accuracy.
• Collaborates with managers on, and may lead, annual budget cycle and continuous monthly forecasting. Contributes to and may lead development of long term strategic plans. Provides and presents business leaders and executives with key financial forecasts, metric-driven performance dashboards, and strategic business insights.
• Performs on-demand analysis and generates custom reports to address specific business needs. Collaborates independently with the business on implementation and compliance of new accounting and regulatory standards.
• Facilitates audit, regulatory, and investor requests by providing timely and accurate information. Promptly identifies and addresses control matters; maintains sound control processes. May also contribute to risk review and challenge for assigned business.
• Cultivates partnerships with colleagues across departments to ensure alignment and shared success.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures