SR Business Loan Underwriter / Credit Analyst

Sound Credit Union is currently seeking a Senior Business Loan Underwriter / Credit Analyst to join our team! If you have a passion for credit analysis and underwriting on a variety of different business loan types, then this position at Sound might be the ideal opportunity for you. We offer a welcoming environment with opportunities for professional growth, a passion for community involvement and great benefits to support employee wellbeing.

Your Compensation:  

Our pay ranges are built to allow for candidates with various levels of skill and experience to be considered and provide room for growth over time. The target salary range for this position is $43.85 - $54.81 depending on previous experience and education. The full salary range is $43.85 - $65.77.

Why Work with Us:
We stand by our purpose to support our members, employees, and communities through all waves of life. We pride ourselves on fostering a workplace that celebrates diversity and inclusivity, ensuring that every voice is heard and valued. Learn more about our company culture on our career's page! 

Your Benefits:

• 100% employer paid premiums for medical, dental, vision, and disability for yourself and more than 70% for dependent’s premiums.
• 401k match dollar for dollar up to 4% – plus an additional discretionary profit share. 
• Three weeks Paid Time Off (PTO) accrued annually to start, with increases over tenure. 
• Up to 40 hours of employer paid Work/Life Balance time, awarded annually. 
• 10 employer paid Federal Holidays every year.
• Up to $1,000 or 3% annual salary equivalent annual bonus may be awarded when the Credit Union meets its goals, paid each November.
• Up to $50/month gym/lifestyle reimbursement. 
• Up to $5,000/year Tuition Assistance Program. 
• Incentives for multilingual speakers. 
• Employee Assistance Program (EAP) and Virtual Behavioral & Mental Health Services.
• Free and/or discounted banking services and loans.
• Employee Charitable Matching Program. 
• Free ORCA pass. 

What You’ll Do:

Responsibilities: 

• Conduct comprehensive credit analysis and underwriting for various business loan types, including, but not limited to investment CRE, owner occupied CRE, SBA, C&I and Lines of Credit.
• Review and complete assigned Annual Loan Reviews (ALRs).
• Collaborate with Business Loan Officers on loan structure and ensure a complete credit presentation to best represent the credit to decisions makers.

Requirements:

• Four years of experience in the Business Credit and Underwriting field required, preferably in a financial institution.
• High School Diploma or equivalent required.