Financial Crime Risk Lead Investigator - Intelligence & Emerging Risk Investigations

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$86,840 - $139,360 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

Department Overview:

FCRM Investigations is responsible for investigations of complex anti-money laundering, counter-terrorism finance, and insider risk matters resulting from law enforcement referrals, proactive initiatives, 314a/314b, and internal referrals. 

The Lead Financial Crimes Investigator (Intelligence & Emerging Risk) is responsible for overseeing complex financial crime investigations derived from proactive, intel-driven projects involving potential money laundering, terrorist financing, and other financial crimes.  This role requires extensive knowledge of AML laws and regulations, the ability to analyze large and complex data sets to proactively identify leads, strong leadership skills, and the ability to work effectively with various stakeholders. 

The Financial Crime Risk Lead Investigator leads and manages complex financial crime investigations; develops, implements, and maintains AML policies, procedures, and controls to mitigate financial crime risks; ensures compliance with all relevant AML regulations, including the Bank Secrecy Act (BSA), the USA PATRIOT Act, and OFAC requirements; identifies and develops strategies to address and mitigate financial crime risks; prepares and presents detailed reports on investigative findings to executive management and regulatory authorities; and provides training, mentoring, and guidance to investigators and analysts on AML regulations, trends and typologies, and best practices.

Job Description:

The Financial Crime Risk Lead Investigator leads thematic (i.e., regulatory/public private partnerships) investigative projects, complex and sensitive investigations through analysis of evidence gathered for both internal and external investigations. This includes reporting, mitigating, and disrupting financial crime for AML, ATF, Sanctions and ABAC.  Provides investigative, developmental and quality assurance support to the Senior Manager and their team, focused on the investigative output of the teams.

Depth & Scope:

• Investigates AML/ATF and financial crime and/or criminal cases thematic and/or complex in nature
• Advanced knowledge of Bank products, systems, policies and procedures
• Advanced knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial/criminal trends
• Manages programs/projects/ initiatives of moderate scope and complexity
• Expert level professional role requiring in-depth knowledge/ expertise in own field of specialty and working knowledge of broader related areas
• Integrates the broader organizational context into advice and solutions within own area. Understands the industry, competition and the factors that differentiate the organization

Education & Experience:

• Undergraduate degree or equivalent work experience
• 7+ years of experience

Preferred Skills:

• Bachelor's degree in Finance, Accounting, Criminal Justice, or a related field, preferred
• Experience conducting complex financial investigations
• 7+ years of experience in AML investigations, financial crime risk management, or a related field
• Excellent analytical and problem-solving skills, with the ability to interpret complex data and identify patterns
• Strong knowledge of financial crime typologies and AML regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and OFAC requirements
• Ability to work independently and as part of a team, with a high level of integrity and attention to detail
• Excellent written