Regional Community Development Officer - Community Development

SUMMARY:        

Working within a designated geographical area, the Regional Community Development Officer is responsible for the promotion and execution of WesBanco’s community development and Community Reinvestment Act (CRA) programs and initiatives under the guidance of and in coordination with WesBanco’s Corporate Community Development Department.

ESSENTIAL FUNCTION: 

Banking is a highly regulated industry and the successful candidate will be expected to acquire and maintain a proficiency in the bank’s policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. The successful candidate will also be expected to complete all assigned compliance training in a timely manner.

                  

ESSENTIAL DUTIES AND RESPONSIBILITIES: 

The essential duties of the position include, but are not limited to, the following:

Maintains knowledge of the CRA and related banking rules and regulations to understand, develop, and convey strategic performance objectives;

Maintains knowledge of WesBanco lending and deposit products, including proprietary and third-party community development products that address the needs of low- and moderate-income (LMI) persons and small businesses. Understands the Bank’s credit policy and lending processes and procedures;

Maintains a thorough knowledge of the programs, initiatives, and processes of the Community Development Department;

Works with the Market President in each assigned market to assemble a Community Development Council in the Market and to appoint a Chair and/or Co-Chair(s) to lead the Council;

Serves as the liaison between the Corporate Community Development Department, the Market President (s), and the Market Community Development Councils.

In coordination with the Market President(s) and other key stakeholders, analyzes market performance data, using the results to develop strategic initiatives, programs and projects to improve CRA performance in the applicable market(s);

Leads assigned Market Community Development Council(s) in understanding performance reports and in developing the CRA action plan to ensure successful performance in meeting CRA goals and objectives;

Monitors CRA lending, service and investment performance within the assigned market(s) to ensure progress towards performance benchmarks. Offers suggestions and recommendations to the applicable market on areas of improvement and coordinates performance plans with the Corporate Community Development Department;

Assists employees with questions on qualifying community development services, donations/investments and loans in the market. Performs an initial review of qualifying activities from the assigned markets, including services, and ensures all necessary documentation has been submitted to support qualification;

In coordination with market staff, actively engages with strategic community partners and centers of influence that include, but are not limited to, community development and not-for-profit organizations, state and local government agencies, economic development agencies, educational organizations including schools, colleges and universities, housing providers and developers, businesses within the community, and others. Determines opportunities for community development loans, services and investments with these key stakeholders and facilitates meetings with the market staff;   

In coordination with the Market Community Development Council(s), determines and recommends available local, state, regional or federal community development financing programs and initiatives that may benefit WesBanco clients and provide a competitive advantage for WesBanco;

In coordination with the Market Community Development Council(s), keeps abreast of local and regional economic indicators and conditions that may influence CRA performance. Assists the Council(s) with the development of performance context reports;

Represents WesBanco at community and CRA-related activities and events to identify potential opportunities, elevate the WesBanco brand and develop and expand beneficial relationships;

Actively participates in regional CRA-related boards and committees to stay informed of state and regional issues that affect CRA and community development strategies;

In coordination with the Corporate Community Development Department, facilitates and participates in community needs assessment and/or com