Sr. State Product Manager - Personal Lines

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

Senior State Product Manager – Personal Lines 

We are hiring three Senior State Product Manager positions. 

1.Senior State Product Manager for California 

2.Senior State Product Manager for Maryland, Delaware and District of Columbia 

3.Senior State Product Manager for Iowa, Minnesota, Nebraska and South Dakota 

Ideal candidates would demonstrate:  

• Strong strategic and critical thinking capabilities  

• A proven ability to generate clear, data-driven insights 

• Excellent communication skills with ability to influence and align stakeholders 

• Experience managing states to P&L objectives with preference towards states listed above 

• A track record of managing high impact strategic initiatives  

• People leadership experience with ability to guide a high performing team 

Job Description Summary

Our work is essential to helping Nationwide build future capability to serve customer needs. Keeping existing products relevant and marketable and building new products takes research, critical thinking, practicality and collaboration. If you enjoy gathering input and information, working independently and on a team and creating innovative solutions for customers, we want to know more about you!

The Senior State Manager leads strategic direction for states with high complexity and strategic value, ensuring execution of multi-year plans to achieve P&L objectives. This role serves as the primary owner for 1–2 states of significant importance and may provide oversight and leadership for additional states through direct reports. In addition, the Sr. State Manager drives high-impact, enterprise-level initiatives and milestones that influence countrywide product strategy. This position requires advanced expertise in product development, pricing, underwriting appetite, and distribution strategy, with a focus on delivering top and bottom-line performance aligned to enterprise goals. The role demands exceptional leadership, strategic thinking, and collaboration to ensure profitability, competitiveness, and regulatory compliance across diverse markets.

Job Description

Key Responsibilities:   

• Lead high-value states and influence countrywide personal lines strategy, lead countrywide initiatives and milestone efforts.

• Has primary ownership for 1-2 with high strategic value and/or complexity. May oversee additional states via direct reports.

• Analyzes product performance and proactively finds opportunities at state, line of business and agency level. Identifies and analyzes key product, performance and profitability drivers such as distribution, rate structure and rules performance to validate assumptions, identify adverse impacts, trends and solutions.

• Applies judgment, understanding and curiosity to data and provides high level analysis considering multiple complexities to build fully developed solutions. Analyzes and reviews financial results, product profitability, business mix and competitive information and forecasts performance. May coordinate the analysis of others to include larger reviews.

• Collaborate with Sales, Marketing, Operations, Claims, Actuarial, Underwriting, Technology, and Legal to align stakeholders in the execution of state-specific strategies.  

• Mo