Associate, Commercial Banking

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What you’ll be doing

Primary client contact for credit related issues, client reporting, renewals, new credit to existing relationships. Drive loan closing process internally. Address maturities and annual reviews. Prepare and present CAMP reports and quarterly reviews. Respond to OD, draw requests. Perform loan structuring/UW for existing clients, new credit to existing clients. Knowledgeable on all relevant risk rating and profitability models. Review pricing grid/tickler reports. Perform loan structuring/underwriting and generate LPs. Serve as internal primary contact for portfolio maintenance activities. Remain active and engaged in client calls with RM. Coordinate onboarding, deposit account opening and TM activities. Review spreads, appraisals and other diligence. Approve draws/paydowns, overdrafts, wires, ACH suspensions, etc. Establish working relationship with Credit Officers and other functional teams.

At CIBC we enable the work environment most optimal for you to thrive in your role.  You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 3 days per week on-site, while other days will be remote. 

How you’ll succeed

• Compliance – You will participate in the loan administration processes in place by conducting renewals and annual reviews of various credits. Comply with all applicable Bank and industry policies, guidelines and controls, including ensuring that all mandatory training is completed

• Risk Management – You will gather, review and critically assess third-party due diligence reports on a property, such as property assessments, environmental assessments, property fitness assessments and construction cost consultant reports.

• Coordination – You will be the liaison between the central credit department (CPS) and the Relationship Managers. You will also act as a liaison between Collateral Analysts (CMA), Relationship Managers and clients in the preparation of letters of credit, Visa Enterprises etc.

• Monitoring – You will actively identify credits about to expire, review lists with relationship managers and obtain/track copies of all necessary financial data and other documents stipulated in the credit agreement. After receiving these, complete any other preparatory documents to facilitate the annual renewal/review.

Who you are

• You're digitally savvy. You seek out innovative solutions and embrace evolving technologies. You can easily adapt to new tools and trends.

• You love to learn. You're passionate about growing your knowledge, and you know that there is no limit to what you can achieve.

• You understand t