Financial Crime Director

Our mission? Making day-to-day banking easier for SMEs and freelancers thanks to an online business account that's combined with invoicing, bookkeeping and spend management tools. Thanks to its innovative product, highly reactive 24/7 customer support and clear pricing, Qonto has become the leader in its market.
Our journey: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 500,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the LinkedIn Top Companies French ranking!
Our values:Customer focus | Prioritize customers in everything you doOwnership | Own your part, get things doneTeamwork | Make (team)work easyMastery | Continuously raise the barIntegrity | Always do what’s right, and respect people
Our beliefs: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 50% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality.
Discover the steps we took to create a discrimination-free hiring process.
Join Qonto as our Financial Crime Director (AML/CFT Officer France and Central functions) and take the lead in driving our financial crime compliance initiatives in France while providing support, expertise and oversight to the rest of our locations in Europe.
Reporting directly to Maxime, our Chief Risk & Compliance Officer, and collaborating closely with our Senior Management Team and our MD France, Philippine, as well as with our others AML/CFT officers across Europe, you’ll be key to strengthening our AML framework, overcoming regulatory challenges, and redefining fintech compliance in France and the rest of Europe.
👩‍💻🧑‍💻 As our Financial Crime Director you will:
• Policy Enhancement: Monitor and enhance AML policies, procedures, and internal control measures for the French branch• Strategic Advisory: Assist the board of directors in AML-related issues, including organizational structure and resource allocation• Risk Mitigation: Evaluate issues and remediation proposals presented by the MLROs• Compliance Reporting: Ensure periodic reporting to corporate bodies on AML activities and regulatory interactions• Governance Leadership: Participate in the French and Group risk committees, preparing and debriefing high-stakes meetings• Regulatory Liaison: Represent Qonto to French authorities (i.e. ACPR, Tracfin) and drive necessary changes across the organization• Management Validation: Define and participate in the validation and review process for high-risk clients for the French market• Team Leadership: Manage and lead a team within the financial crime division, ensuring alignment with AML/CFT & PEP/SL objectives and regulatory expectations• Cross team management: Manage 1/2LoD stakeholders in a functional manner to ensure a full oversight over the AML/CFT value chain regulatory expectations
🤔 What you can expect:
• Market/Team Context: A dynamic fintech environment, a seasoned team of Financial Experts, and complex regulatory challenges• Methodologies: Agile working practices with a focus on cross-functional collaboration and continuous improvement• Projects: Grow and structure the FR and Central Financial Crime teams• Tools: Work with cutting-edge AML/CFT monitoring and reporting technologies
🤝 About your future manager:
Your manager will be Maxime Laot, our Chief Risk & Compliance Officer.
• His path? Maxime has a robust career in risk management and financial regulation, with over 15 years of experience in the industry. He joined Qonto in January 2020 as Head of Risk and quickly advanced to VP Risk & Compliance before taking on his current role as Chief R