Compliance Testing Manager

Work Location:

Greenville, South Carolina, United States of America

Hours:

40

Pay Details:

$86,840 - $130,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Compliance

Job Description:

Department Overview:

U.S. Compliance Testing (USCT) is a centralized compliance testing team within the Compliance Department that conducts independent, risk-based compliance testing to assess the effectiveness of operational procedures and key controls over regulatory compliance. 

This Compliance Testing Manager role will play a key part in the Bank's second line Compliance oversight over the validation of regulatory compliance issues. 

This role will be directly responsible for leading execution of ongoing validation of regulatory compliance issues.  Testing will specifically assess compliance with applicable consumer protection laws, rules, and regulations (e.g., Reg. B, Equal Credit Opportunity Act; Reg. Z, Truth in Lending Act; Reg. X, Real Estate Settlement Procedures Act; Reg. DD, Truth in Savings; Reg. V, Fair Credit Reporting Act; Servicemembers Civil Relief Act; UDAAP; etc.).  

The role will work closely with other colleagues across the Compliance Department and will routinely interact with business line management from both the first and second lines to strengthen the overall Compliance Management System at TD Bank.  

Prior testing, audit or business operations experience in areas involving regulatory compliance will be vital to successfully performing this role.

Please review the preferred background & experience section below as you consider this opportunity.

The above details are specific to the role which is outlined in the general summary below.

Job Summary:

The Compliance Testing Manager is responsible for planning and overseeing independent Compliance testing completed by specialists.  May execute some independent testing as applicable.  This role provides subject matter expertise on Compliance controls/processes and is responsible for leading all phases of the assigned testing engagement.

Depth & Scope:

• Works independently and be accountable for acting as a lead in executing engagements and provides work direction to others on those engagements
• Considered subject matter expert in Compliance testing methodologies
• Provides subject matter expertise and/or guidance to various stakeholders and team members
• Advanced knowledge of external competition, industry and/or market trends in relation to own function/business
• Scope of role may have enterprise impact
• Undertakes and completes a variety of complex projects and initiatives requiring specialist knowledge and/or the integration of cross functional processes within own area of expertise
• Independently performs concurrent multiple reviews and related tasks from end to end
• May act as highest point of team escalation for resolution and provides direction to resolve issues or escalates

Education & Experience:

• Undergraduate degree or equivalent work experience
• 7+ years of experience

Preferred Background & Experience:

• Prior testing, audit or business operations experience in areas involving regulatory compliance.
• Prior experience with execution of testing or audit activities, specifically with regards to findings and issues management.
• CRCM and/or CIA certifications.
• Experience with banking consumer protection laws, rules, and regulations (e.g., Reg. B, Equal Credit Opportunity Act; Reg. Z, Truth in Lending Act; Reg. X, Real Estate Settlement Procedures Act; Reg. DD, Truth in Savings; Reg. V, Fair Credit Reporting Act; Servicemembers Civil Relief Act; UDAAP; etc.)
• Detail oriented and well-developed organiza