Compliance Business Oversight Manager (Marketing - Consumer Banking Regulations)

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$86,840 - $139,360 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Compliance

Job Description:

The Compliance Business Oversight Manager – Marketing and Data Regulations is the primary compliance manager for the Marketing US line of business, leading review of brand and consumer product marketing, completing regulatory research, assisting with regulatory change management, issue management, monitoring project implementation efforts, reviewing risk assessments, vendor engagements, reviewing audit findings and regulatory issues to support exam responses, reviewing  business policies and procedures, and conducting regulatory mapping.

 

Please review the preferred background and experience section below as you consider this opportunity.

 

The above details are specific to the role which is outlined in the general description below.

Job Description Summary:

The Compliance Business Oversight Manager provides advice, support and objective guidance to assigned portfolio, business or function on development and maintenance of all aspects of Compliance/Center of Excellence programs in line with the Bank's risk philosophy and strategic direction.

Depth & Scope:

• Works independently and is accountable for managing a specialized Compliance function or area
• Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates
• Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise
• Provides guidance and support to analysts on matters related to portfolio and specialty
• Typically a subject matter expert for a key functional Compliance area and business
• Contact for business management, dealing with non-routine information
• Manages/assists with regulatory reviews including inquiries, audits, and exams
• Identifies and leads problem resolution for project/program complex requirements related issues at all levels

Education & Experience:

• Undergraduate degree or equivalent work experience
• 7+ years of experience

Desired Skills & Experience:

• Certified Regulatory Compliance Manager (CRCM) or Juris Doctor (JD) a plus

• Strong knowledge of consumer banking regulations, including but not limited to Regulations Z (Truth in Lending), V (Fair Credit Reporting), DD (Truth in Savings), and FDIC requirements

• Familiarity with privacy laws (CAN SPAM, etc.) and data protection standards

• Understanding of Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) regulations

• Experience with compliance testing and monitoring frameworks

• Exposure to regulatory exams and examination processes

• Background in issue management, including identification, resolution, and documentation

• Familiarity in data governance and data-related regulatory compliance

• Awareness of Open Banking principles and frameworks

• Solid understanding of risk management practices, standards, and regulatory expectations

• Awareness of current and emerging trends in the banking regulatory landscape

• Knowledge of AI applications and implications in banking operations a plus

• Experience with Section 1033 of the Dodd-Frank Act (consumer financial data access rights) helpful

• Strong leadership and project management skills, with ability to plan and execute programs effectively

• Proficient in Microsoft Offic