Manager, FCRM KYC High Risk Reviews

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$86,840 - $139,360 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

The Manager, Financial Crime Risk Oversight oversees the team and leads 2nd-line oversight activities and monitoring of the AML/ATF/Sanctions/ABAC compliance programs for covered TD businesses and legal entities, including managing critical program initiatives and handling complex/high-risk matters and escalations.

The Financial Crimes Risk Management (FCRM) Know Your Customer (KYC) Program Team is responsible for the establishment and ongoing oversight of an effective KYC Program for TD Bank US Holdings. The KYC Program Team is tasked with setting consistent requirements for the bank to reasonably 'know its customers' and evaluate the risks associated with a customer relationship throughout the customer lifecycle.

The primary responsibility of the KYC High Risk Reviews team is to execute enhanced due diligence (EDD) reviews for high-risk customers at the bank. The team is responsible for managing procedures and escalations related to high-risk customers, including analysis of customer behavior and activity of concern, in compliance with KYC policy and regulatory requirements. The team engages with the 1st line of defense on the outcomes of EDD reviews, management of issues, and guidance related to high-risk customer types and associated activity.

Depth & Scope:

• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance, supporting compensation decisions, promoting teamwork, and handling disciplinary actions, as required
• Leads and manages a team of AML/ATF/Sanctions/ABAC professionals and overall operation of a diverse group in an area of moderate risk, complexity, or scope, while growing talent, developing skills and capabilities to achieve career goals, support project/initiative success and achieve business results
• Provides oversight to aspects of an assigned portfolio of mature or non-complex and dynamic TD businesses and legal entities
• Expert knowledge of the business and operational functions supported
• Leads teams with multiple points of internal and external contacts
• Work focus time horizon is medium to long term (6 months to a year) with moderate to high focus on strategic planning
• Deep knowledge and understanding of businesses/technology, and organizational practices/disciplines
• Contact for business management, external/internal auditors, dealing with non-routine information
• Sound knowledge of external competition, industry and/or market trends in relation to own function/business
• Involves contact with cross-functional teams across TDBG and external contacts

Education & Experience:

• Undergraduate Degree
• Advanced degree, professional accreditation, and/or 7+ years relevant industry experience

Preferred Qualifications:

• ACAMS preferred

Customer Accountabilities:

• Leads and manages a high performing team on delivery of AML/ATF/Sanctions/ABAC compliance programs and culture
• Provides guidance, leadership, coaching and development to direct reports to ensure operational results and professional/personal development objectives are achieved
• Provides strategic direction on a broad and diverse range of complex AML/ATF/ Sanctions/ABAC program activities
• Proactively advises covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requiremen