Description

Summary:
The Mortgage Loan Closer Sr is responsible for preparing the closing documents on residential purchase and refinance mortgage loans in accordance with established policies, guidelines, and regulatory requirements. This individual must possess the ability to work efficiently in a paperless, fast-paced, and high-volume area.  A keen attention to detail, excellent organization and time management skills, and strong written and verbal communication skills are essential in this role.

Duties & Responsibilities:

• Prepares all closing documents required to close mortgage loans, ensuring documentation is complete and accurate; follows up with any discrepancies.
• Ensures that all loans meet guidelines for quality and regulatory compliance.
• Maintains communication with Title Companies, loan officers, loan processors, and closing agents to promote positive business relations and relate loan status.
• Establishes and maintains a thorough knowledge of all products to ensure quality closing packages. Products included conventional, portfolio, FHA, VA, USDA, Construction and State Housing programs.
• Reviews and verifies accuracy of closing conditions and completes the necessary steps to satisfy the conditions prior to or during the closing process
• Balances with the Title company for closing and facilitates the loan funding.
• Protects bank collateral by reviewing and analyzing title work to verify that all liens are clear.
• Maintains knowledge of all mortgage and compliance policies and procedures.
• Completes all required paperwork and forms in an accurate and timely manner; prepares all required reports.
• Comply with all provisions of the Bank Secrecy Act.
• Performs other duties as assigned.

Basic Qualifications:

• High school diploma or equivalent
• One to three years related experience or equivalent

Preferred Qualifications:

• Thorough working knowledge of real estate documentation, policies, compliance, and procedures.
• High level of proficiency with mortgage loan processing and underwriting systems.
• Experienced in closing mortgages.
• Commitment to excellence and high standards.
• Excellent written and oral communication skills
• Strong organizational, problem-solving, and analytical skills.
• Ability to manage priorities and workflow.
• Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm.
• cute attention to detail.
• PC proficiency.
• Excellent customer service skills.
• Proven ability to handle multiple projects and meet deadlines.
• Strong interpersonal skills.
• Good judgement with the ability to make timely and sound decisions.
• Demonstrated ability to calculate figures and amounts such as discounts, interest, commissions, and percentages.
• Ability to effectively present information and respond to questions.
• Ability to effectively communicate with people at all levels and from various backgrounds.

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

No

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position