Reserves and Data Science Engineer

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

We are seeking a technically proficient Reserves Engineer with strong data analytics and dashboard development skills to support risk evaluation efforts. This role requires expertise in SQL, Power BI, and database management to design and deliver actionable insights for strategic decision-making.

Key Responsibilities & Skills

• Design and maintain interactive dashboards using Power BI to visualize reserves and risk metrics.
• Develop and optimize SQL queries for data extraction, transformation, and analysis.
• Manage and maintain relational databases to ensure data integrity and accessibility.
• Collaborate with underwriting team to translate business needs into analytical solutions.

Partners with Senior to Executive Leaders in their assigned Line of Business, Risk/Compliance/Audit (RCA) Consultants, RCA Managers, and other Senior RCA Managers too, depending on the function, oversee the successful creation, implementation, and maintenance of an effective risk management framework. Accountable for projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations. Identifies gaps and drives solutions that minimize losses resulting from inadequate internal processes, systems, or human errors.

Accountable for the active identification, response, and/or escalation of risks as appropriate. Influences policies and procedures to maximize profit potential and minimize regulatory exposure. Accountable for an effective partnership between the Line of Business and the Lines of Defense. Manages a team of RCA Professionals with responsibility for staffing, performance management, prioritizing, guidance, and training.

Basic Qualifications
- Bachelor's or advanced degree, or equivalent work experience.
- Typically more than 12 years of applicable experience.

Preferred Skills/Experience
- Considerable understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business.
- Considerable understanding of the business line’s operations, products/services, systems, and associated risks/controls.
- Thorough knowledge of Risk/Compliance/Audit competencies.
- Strong leadership and management skills of processes, projects and people.
- Effective skills at managing stressful situations.
- Effective written and verbal communication skills.
- Strong analytical, problem-solving and negotiation skills.
- Proficient computer skills, especially Microsoft Office applications.
- Applicable professional certifications.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.