Senior Regulatory Reporting Specialist

<h3><strong>About</strong></h3><p>Swan is Europe’s embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand.Swan processes over €1.5 billion in monthly transactions for more than 150 companies—like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).</p><p><strong>Our mission</strong></p><p><strong>Banking belongs in business software</strong></p><p>Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They’re on a mission to become the central hub for managing every aspect of business life.</p><p>But when it comes to financial workflows, there’s still a gap. Too many critical tasks like managing cash flow, tracking payments, or reconciling accounts happen outside the software, across spreadsheets, email threads, banking portals.</p><p>It’s a missed opportunity. Business software shouldn’t just record financial activity — it should run it.</p><p><strong>To learn more about us: </strong><strong><a href="https://www.swan.io/about#about" target="_blank">About Swan</a></strong><strong> ; </strong><strong><a href="https://www.swan.io/about#our-story" target="_blank">Our story</a></strong><strong>.</strong> </p><p><strong>Job description</strong><br/></p><p>As an Electronic Money Institution operating across multiple EU jurisdictions, Swan is subject to a large set of regulatory reporting obligations (FICOBA, COREP, FINREP, CESOP, SIF, DTE, RUBA, payment statistics, national observatories, DORA registers, AML/CTF, etc.).</p><p>Today, regulatory reporting is managed through multiple processes and specifications that have grown organically over time. To support Swan’s growth and regulatory expectations, the challenge is now to strengthen consistency, data quality and reliability, while maintaining the agility of a fintech environment.</p><p>This role will act as a functional bridge (MOA like) between Risk/Compliance, Finance, Data, Product and Payments teams to secure timely and accurate regulatory reporting.</p><p>In this position, you will join the Risk PMO department, a dynamic team that combines regulatory expertise with project management, data-driven process optimisation and innovative approaches to strengthen Swan’s regulatory framework.</p><p> </p><p>✨ <strong>Your mission</strong></p><p>Your mission is to take ownership of Swan’s regulatory reporting portfolio across multiple jurisdictions, acting as the functional lead to:<strong></strong></p><ul> <li><strong>Ensure timely, high-quality, and auditable reporting</strong>, maintaining strong data governance and reliability<br/></li> <li><strong>Standardize and improve reporting processes</strong> by defining clear data contracts, specifications, and automated quality controls<br/></li> <li><strong>Coordinate cross-functional stakeholders</strong> to align regulatory, business, and technical requirements while driving continuous improvement and efficiency<br/></li> </ul><ul> </ul><p> </p><p>✨  <strong>Main Tasks </strong></p><ul> <li>Manage the full reporting portfolio: consolidated calendar, owners, SLA tracking, dependencies</li> <li>Translate regulatory requirements into functional and technical specifications</li> <li>Collaborate with Compliance/Data/Tech/Product/Finance to implement orchestrated and automated reporting pipelines</li> <li>Define and monitor data quality rules (completeness, accuracy, timeliness, consistency) and set up dashboards for validation</li> <li>Maintain runbooks, escalation procedures and fallback options</li> <li>Continuously improve processes to reduce manual effort, error rates and defects</li> <li>Document and update reporting specifications as living data contracts</li> </ul><p></p><ul> </ul><p>✨ <strong>Your team </strong><br/></p><p>Our Risk PMO team is composed of compliance and project management specialists, working at the crossroads of governance, regulatory projects, training and automation.</p><p>We collaborate closely with Swan’s first and second lines of defense and interact with Data, Product, Payments and Tech teams.</p><p>Our mission: to make Swan’s risk and compliance framework not only regulatory-compliant, but also efficient, data-driven and innovative.</p><p></p><h3><strong>Preferred experience</strong></h3><p> </p><p>✨ <strong>You’re a great match if:</strong><strong><br/></strong></p><ul> <li>You have significant experience in regulatory reporting, risk, finance or data within a regulated financial institution (bank, EMI, PSP, fintech).<br/></li> <li>You understand data modeling, lineage, mapping and transformations.<br/></li> <li>You know how to wo