Allstate Benefits Underwriting Consultant II (Medicare Supplemental) - Remote/Home Based

The world isn’t standing still, and neither is Allstate. We’re moving quickly, looking across our businesses and brands and taking bold steps to better serve customers’ evolving needs. That’s why now is an exciting time to join our team. You’ll have opportunities to take risks, challenge the status quo and shape the future for the greater good.

 

You’ll do all this in an environment of excellence and the highest ethical standards – a place where values such as integrity, inclusive diversity and accountability are paramount. We empower every employee to lead, drive change and give back where they work and live. Our people are our greatest strength, and we work as one team in service of our customers and communities.

 

Everything we do at Allstate is driven by a shared purpose: to protect people from life’s uncertainties so they can realize their hopes and dreams. For more than 89 years we’ve thrived by staying a step ahead of whatever’s coming next – to give customers peace of mind no matter what changes they face. We acted with conviction to advocate for seat belts, air bags and graduated driving laws. We help give survivors of domestic violence a voice through financial empowerment. We’ve been an industry leader in pricing sophistication, telematics, digital photo claims and, more recently, device and identity protection.

 

We are the Good Hands. We don’t follow the trends. We set them.

Job Summary:

The Consultant analyzes risk for individual and group coverage, determines eligibility based on application, product, state signed, etc.; and utilizes all other sources to make underwriting decisions. Additionally, the consultant will be called on to make recommendations for underwriting policy and updating the Training Guide. The consultant also helps to manage risk assessment of specialty products/projects as assigned.

Key Responsibilities:

• Reviews applications for eligibility based on admitted health history, product, state or filing restrictions, MIB and any other source of information provided for review to include life face amounts <$250,000.

• Reviews referred files from the claims area where information has been developed that was not disclosed on the original application

• Reviews requests for policy changes and reinstatements to determine eligibility

• Maintains positive relationships with our internal and external customers through effective Written and Verbal Communication skills, including agents, proposed insureds, and State Departments of Insurance.

• Has a geographical underwriting territory assigned and maintained by knowing specific regulations applicable and building of relationships of field personnel and producers

• Handles Risk Selection decisions in a quality, timely, and productive manner

• Processes/underwrites specialty products, projects as assigned

• Makes recommendations to management for changes to be made to underwriting guidelines, procedure, etc.

Supervisory Responsibilities:

This job does not have supervisory duties.

Education and Experience:

• 4 year Bachelors Degree (Preferred)

• 2 or more years of medical underwriting experience 

• In lieu of the above education requirements, an equivalent combination of education and experience may be considered.

Certificates, Licenses, Registrations:

• FLMI and/or LOMA (Preferred)

Functional Skills:

• Proficiency in medical terminology and procedures as they relate to the evaluation of the risk being considered

• Strong verbal and written communication skills

• Strong analytical skills

• Attention to detail

Notes:

The preceding description is not designed to be a complete list of all duties and responsibilities. May be required to perform other related duties as assigned. Regular, predictable attendance is an essential function of this job.

Compensation offered for this role is $59,250.00-$96,937.50 per year and is based on experience and qualifications.

The candidate(s) offered this position will be required to submit to a background investigation, which includes a drug screen.

 

Good Hands. Greater Together. ℠

 

As a Fortune 100 company and industry leader, we provide a competitive salary – but that’s just the beginning. Our Total Rewards package also offers benefits like tuition assistance, medical and dental insurance, as well as a robust pension and 401(k). Plus, you’ll have access to a wide variety of programs to help you balance your work and personal life -- including a generous paid time off policy. For a full description of Allstate’s benefits, visit https://www.allstate.jobs/benefits/

 

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