AVP, Fraud & KYC Technology Lead, Digital Banking

COMPANY DESCRIPTION:  Forbright is a nationwide full-service bank and commercial lender focused on helping to build a brighter future for our clients and the communities we serve. Forbright is committed to exceptional client service by providing seamless, innovative personal banking services to depositors and creative financing solutions to visionary middle market businesses and investors in healthcare, technology, financial services, real estate, and other industries.  COMPANY CULTURE:  We are a dynamic, high energy, fun, and fast-paced organization that has an exciting growth trajectory, meaningful mission, and embedded responsible practices into our daily interactions. We offer our team members a culture of collaboration, inclusion, flexibility, recognition, and giving back. We look to hire individuals that are passionate about our mission, and who are motivated, customer and results-oriented, innovative, adaptable, and thoughtful. COMPANY MISSION:  We are a mission-driven institution. We operate a sound dynamic institution that is well capitalized, liquid, profitable and uses best practices to manage risk and assure compliance with laws and regulations. We use Forbright’s capital, capabilities, innovation, and expertise to help our clients succeed and contribute broadly to building a brighter future. 
JOB SUMMARY: The AVP, Fraud & KYC Technology Lead, Digital Banking, is responsible for overseeing and driving the digital banking fraud technology stack. This role is responsible for end-to-end management and strategic enhancement of core fraud prevention platforms, including external and internal fraud tools built. The Tech Lead will work in close partnership with the existing Fraud Product Owner (PO) to ensure our digital banking channels remain secure, resilient, and aligned with industry best practices.

DUTIES AND RESPONSIBILITIES:

• Own and manage the digital banking fraud technology stack, including biometric collections systems, Alloy, and fraud monitoring solutions for ACH transactions 
• Oversee planning and future integration of debit card fraud monitoring 
• Serve as the primary technical expert in evaluating, integrating, and optimizing fraud detection and prevention technologies across digital banking platforms 
• Collaborate closely with the Fraud PO to align technology solutions with the broader fraud prevention strategy and business objectives 
• Lead the technical design, implementation, and continuous improvement of fraud monitoring, detection, and response workflows 
• Partner with Technology Operations, Product, and Operations teams to ensure seamless deployment and operation of fraud solutions 
• Monitor emerging fraud trends, threats, and regulatory requirements to proactively evolve the fraud tech stack 
• Partner with Fraud PO to oversee vendor relationships, technical roadmaps, and platform upgrades for biometric collections systems, Alloy, and future internal and external fraud products 
• Develop and maintain technical documentation, playbooks, and knowledge transfer materials for the fraud technology environment 
• Provide subject matter expertise during incident response, investigations, and post-event analysis 
• Assist in defining and tracking KPIs, SLAs, and reporting metrics for fraud technology effectiveness 
• Perform other duties as assigned 

QUALIFICATIONS:

• Bachelor’s Degree, preferably in Computer Science, Information Security, Engineering, or a related field required; Master’s Degree preferred 
• Minimum of 6 years of experience in financial fraud technology, digital banking, or a related field required 
• Minimum of 2 years of experience designing and delivering API‑based integrations at scale (REST/GraphQL, webhooks, event streaming) required; strong contract/versioning discipline required 
• Hands-on experience with fraud detection/prevention platforms, with specific expertise in biometric collections systems, Alloy, or Sardine strongly preferred 
• Deep understanding of ACH, digital payment fraud schemes, and mitigation strategies 
• Experience with debit card fraud is a plus 
• Proficiency with Microsoft Office tools (Outlook, Word, PowerPoint, Excel)   
• Excellent verbal, written, and interpersonal communication skills; ability to communicate complex concepts to non-technical stakeholders 
• Strong organizational skills and attention to detail    
• Outstanding problem-solving and time management skills   
• Self-motivated, self-directed, and results-oriented  
• Adaptable and able to multitask in a fast-paced environment   
• Can work independently and within a team; solution-oriented with a collaborative approach 

The pay range for this position is below. The specific rate will depend on the successful candidate’s qual