Director, Risk

We are a hybrid, remote-office company dedicated to growing our talent anywhere!

We have onsite locations in: Sioux Falls, SD,  Scottsdale, AZ,  Troy, MI,  Franklin, TN,  Dallas, TX

At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all.  We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.

We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success.  We celebrate, and embrace, our team members through our *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve. 

About the Role:

Responsible for implementation, development, and oversight of risk strategy, frameworks, and programs in designated risk focus. Specializing in Acquiring, Direct-to-Debit, ATM, and other Card Brand related payment products, this role will consult with the business to ensure policies, practices, and standards are adhered to and risk is mitigated accordingly. Leads a team overseeing hiring, development, evaluation, coaching and direction of responsibilities.

What You Will Do:

• Leads and develops a team of professionals responsible for risk analysis, review, and reports.
• Assesses risk position and communicates trends to senior leadership and risk committees.
• Regularly communicates risk to regulators, leads regulatory discussions and presents information, and responds to regulatory requests.
• Collaborates and builds relationships with other risks and line of business leaders to deliver on initiatives and establish trust with stakeholders.
• Develop, monitor, and report on KPIs and KRIs for various internal measures including senior leadership and board reporting.
• Proactively identifies gaps, roadblocks, bottlenecks, and inefficiencies that impact risk initiatives and efforts and works to mitigate them.
• Represents risk at the appropriate level across the organization and advocates for and defends decisions associated with strategy and plans.
• Other duties as assigned.

What You Will Need:

• Bachelor's degree or equivalent education and work experience.
• 8+ years with merchant acquiring, or other related card brand payment products. 
• Merchant Acquiring Payment Solutions, Card Brand Rules, Direct-to-Debit, Payment Solutions, Real Time Payments, Third Party Risk Management.
• Influencing others
• Innovation
• Strategic Thinking and Business Acumen
• Outcome Driven
• Planning and Organization
• Empowering others

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $99,501.91 – $183,764.31

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity.  Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

#LI-Remote

Don’t have everything listed under qualifications? Studies have shown that women and people of color are less likely to apply to jobs unless they meet every single condition. At Pathward, we are dedicated to building a diverse and inclusive culture of belonging, so if you’re excited about this role but your experiences don’t match exactly to everything in the posting we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles.

Who we are: 

Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve. 

We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disabil