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Senior Staff Engineer, Loans Originations

SoFi
Cottonwood Heights, United Statesfull_timeVerifiedPosted 20 Jan 2026

About the role

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Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

Who We Are

We are a national bank and next-generation financial services company committed to helping our millions of members achieve their financial goals. We use innovative, mobile-first technology and are driving an unprecedented transformation of the industry. We are proud that our daily work directly impacts people's lives, guided by our core values. Together with our members, we are redefining how people interact with and think about personal finance. Join us to invest in your career, yourself, and help us shape a brighter financial future.

 

The Role

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Senior Staff Software Engineers who are ready to lead the evolution of strategically critical areas of the next generation of our financial services platform in support of our goals that put our members in control of their financial destiny. Key qualifications of this role include:

  • Leading design and implementation efforts across platform domains to affect multi-team or org-wide outcomes.

  • Resolving problems in the platform design and implementation where there are competing constraints, significant ambiguity, and high technical or business risk.

  • Recognition as a subject matter expert across a broad range of platform systems with the ability to identify and coordinate the resolution of systemic issues.

  • Ability to define the long-term architectural direction for critical areas of the platform, aligning multiple teams around a shared vision, and developing an execution plan for delivering incremental value in stages.

  • Ability to drive alignment across teams resolving technical and organizational conflicts, and successfully building consensus around difficult tradeoffs.

  • Raises the engineering maturity of the organization by driving key improvements in the organization's culture and processes supporting engineering excellence.

  • Ability to collaborate with partners to align technology and company strategy, resulting in plans that address the short and long-term goals of the business.

  • Ability to identify and drive key improvements in systems supporting engineer productivity and velocity.

  • Mentors engineers both inside and outside of the immediate team, and is a key participant in recruiting processes.

 

What You’ll Do

As a widely recognized technical leader within the team, you will focus on making key contributions to the definition and execution of the technical vision and strategy for the platform. Your responsibilities include defining and building consensus around evolutionary roadmaps for key areas of the platform that align with our business goals, strong individual contributions in coordinating and implementing those plans in stages that deliver distinct customer value, and leading improvements to the engineering efficiency and culture of engineering excellence across the team. Success in the role will require building and maintaining effective partnerships with Product, Marketing, Operations, Business, Legal, and Compliance teams. You will be a key stakeholder in those partnerships, responsible for driving alignment and delivering technical solutions that provide outstanding value to our members.

 

What You’ll Need

  • Bachelor's or Master's degree in Computer Science or Software Engineering

  • 7+ years as a professional, full-time Software Engineer, or similar relevant work experience.

  • 4+ years in a technical leadership role.

  • Proven track record of defining and leading cross-team initiatives in support of key business and strategic goals.

  • Proven track record of leading initiatives increasing engineering productivity and improving engineering excellence.

  • Exemplary communication and documentation skills.

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Company

SoFi

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