Group Credit Manager - North America

Hydro Extrusions is a world-leading aluminium extrusion business counting around 100 production sites in 40 countries and employing 20,000 people. Through our unique combination of local expertise, global network, and unmatched R&D capabilities, we can offer everything from standards profiles to advanced development and manufacturing for most industries.  Since 1905, Hydro has turned natural resources into valuable products for people and businesses with focus on a safe and good workplace for our 30,000 employees in more than 140 locations.

Job Location: Pittsburgh, PA

Hydro employees can enjoy several benefits including:

• Medical, Rx, Dental, Disability, Life Insurance, Flexible Spending Accounts.
• Retirement Savings Plans with Company Match/Contributions.
• Education Assistance.
• Bonus Plan Eligibility.
• Parental Leave.

Job Summary:

The Group Credit Manager is responsible for overseeing the credit management and collection processes across multiple business units in North America. This role involves establishing, reviewing, and enforcing the company’s credit policies, evaluating the financial risk of customers, monitoring accounts receivable, and managing credit control teams to ensure that credit is provided to clients within the company’s risk tolerance while maximizing sales and profitability. This position reports to Head of Global Credit.

Required Education/Experience:

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
• Excellent leadership and managerial skills, with the ability to motivate and inspire cross-functional teams.
• Extensive experience (minimum of 8 years) in Finance and or commercial, with a proven track record of success and measurable results.
• Strong understanding of financial analysis, credit risk assessment, and credit scoring methodologies.
• Lead and manage a team of credit analysts, collectors, and credit managers, providing coaching, training, and performance feedback.

Preferred Skills/Qualifications:

• Master's degree preferred.
• Excellent communication skills.

Job Responsibilities:

• Maintain credit policies and procedures for the group.
• Ensure all credit policies align with the company’s objectives and regulatory requirements.
• Assess the creditworthiness of potential and existing clients using financial analysis, credit scoring, and risk assessment tools.
• Establish and manage appropriate credit limits for clients and recommend credit decisions.
• Oversee the credit portfolio, ensuring an optimal balance between risk and profitability.
• Monitor key indicators such as payment performance, delinquency rates, and portfolio quality.
• Lead and oversee debt recovery efforts for delinquent accounts, coordinating with legal teams when necessary.
• Develop strategies for minimizing bad debts and managing problem accounts.
• Manage and lead a team of credit managers, analysts, and collectors, providing guidance, training, and professional development.
• Foster a culture of collaboration, accountability, and continuous improvement within the credit management team.
• Liaise with internal stakeholders such as sales, finance, and operations teams to ensure credit-related decisions support overall business objectives.
• Communicate credit policies, risk assessments, and recommendations to senior management and key stakeholders.<