Senior Manager, Financial Crime Compliance

Company Description

Checkout.com is one of the most exciting fintechs in the world. Our mission is to enable businesses and their communities to thrive in the digital economy. We’re the strategic payments partner for some of the best known fast-moving brands globally such as Wise, Hut Group, Sony Electronics, Homebase, Henkel, Klarna and many others. Purpose-built with performance and scalability in mind, our flexible cloud-based payments platform helps global enterprises launch new products and create experiences customers love. And it's not just what we build that makes us different. It's how.

We empower passionate problem-solvers to collaborate, innovate and do their best work. That’s why we’re on the Forbes Cloud 100 list and a Great Place to Work accredited company. And we’re just getting started. We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our merchants and our partners. And we need your help. Join us to build the digital economy of tomorrow.

Job Description

To support our expansion across the Americas region, Checkout.com is now actively seeking a highly-driven Senior Manager to support in establishing and leading the Atlanta-based Compliance team, reporting into the Head of Americas Compliance. The role will be instrumental in supporting broader expansion in the US, focusing on bank regulatory initiatives, including but not limited to, contributing to regulatory applications, drafting compliance policies, and establishing processes to comply with Anti-Money Laundering regulations in the U.S., including the Bank Secrecy Act (“BSA”), PATRIOT Act of 2001, the Anti-Money Laundering Act of 2020, and rules issued by the U.S. Department of Treasury’s Financial Crimes Enforcement Network (FinCEN).

The stakeholder will join a growing Americas team dedicated to Compliance and will work closely with external regulators and various internal functional partners (Sales, Onboarding, Transaction Monitoring, Legal, Product etc.), ensuring compliance with all applicable regulatory requirements.

The ideal candidate will have demonstrated experience dealing with regulators and senior management in a payments-focused, banking or other regulated financial institution and act as the senior person responsible for legal entity regulatory matters within the US. The ideal candidate will be highly strategic and will deploy an owner mentality. They'll be well-organized, adaptable to the changing demands of the role, and capable of independent and autonomous decision-making to drive Checkout.com’s ambitious expansion goals in a fast-paced environment.

How you'll make an impact

You'll be overseeing the Atlanta-based Compliance team and the legal entity Compliance Program to manage all sources of regulatory risk and provide reporting which meets the needs of our regulators. Among other duties, the incoming Compliance leader will be responsible for:

• Providing strategy, direction, and oversight for a regulated U.S. legal entity and to the Atlanta-based team, ensuring risk management practices are implemented.
• Working jointly with senior management in the US and at the Group level.
• Being the primary Compliance person responsible for driving conversations with regulators and assisting in activities required to maintain licenses in good standing.
• Assist with setting up governance committees needed for our US regulated entities.
• Grow the Atlanta-based Compliance teams over the coming years.
• Lead all aspects of Compliance statutory, regulatory and management reporting in line with external and internal policy requirements.
• Developing compliance policies and procedures that are designed to comply with applicable external requirements and group-wide policies.
• Serving as the board designated BSA Officer and managing the overall anti-money laundering compliance program including the filing of suspicious activity reports.
• Review escalations from the first line of defense, approving merchant applications and making sure necessary Customer Due Diligence is performed.
• Maintain legal entity specific compliance risk assessment highlighting control gaps where necessary.
• Communicating with all necessary staff to ensure they understand their responsibilities and are trained in Checkout.com policies and procedures to identify financial crime issues and escalate any suspicious activity.
• Supporting the business and signing off, where necessary, to launch new products and assess the associated risks in accordance with regulatory requirements.
• Maintain awareness of compliance industry trends including financial crime risks.

Qualifications

What we're looking for:

• 8+ years of compliance experience at a regulated U.S. financial institution.
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