Loan Review & Commercial Lending Intern - Summer 2026

Position Summary:

 

As a Commercial Lending/Loan Review Intern, you will get exposure to the different functional areas of Commercial Lending/Loan Review.  You will get first-hand experience with the financial analysis of various types of companies/industries while also contributing to the development and underwriting of commercial loan proposals/portfolio maintenance.    In addition, you will collaborate with other summer interns on a group project, while having the opportunity to immerse yourself in Central Bank through job shadowing, lunch & learns, executive panels, professional development, and volunteer & social activities.

 

Summer Internship Program Dates:

• June 1st, 2026 – July 31st, 2026
• Schedule: Monday – Thursday 8:00am – 5:00pm

 

Duties & Responsibilities:

Loan Review

• Assist with the analysis of various types of credit information on a variety of loan types, including but not exclusive to large, complex entities as well as non-profit entities.
• Assist with efficiently preparing accurate financial statement spreads and narrative analysis consistent with departmental procedures and credit policy.
• Assist with assessing and comparing the attributes of a credit relationship to loan risk rating definitions and providing a well-supported rating recommendation
• Assist with compiling information for various reporting requirements of the Loan Review function.
• Assist an analyst in conducting an audit
• Assist an analyst with an annual review

 

Commercial Lending

• Assist in analyzing an applicant’s financial status, credit, and asset evaluation to determine feasibility of loan requests
• Assist in the preparation of new loan proposals within loan policy.
• Assist in championing a loan opportunity through the approval process, including attending various loan committees with the account officer
• Assist in managing loan portfolios via assisting the commercial lender with renewal, modifications, covenant monitoring, etc.

• Perform other loan review/commercial lending duties as assigned.  All responsibilities require a positive, cooperative, self-motivated, courteous, and professional attitude.

Work Environment:

The work environment characteristics described here are representative of those an associate may encounter while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Work is normally performed in a typical interior/office work environment. The individual experiences little discomfort from noise, dust or other factors. Prolonged standing (5- 8 hours per day) may be required.  May be exposed to potentially hazardous conditions, i.e. robbery.  Receives detailed instructions and procedures to be followed to minimize the exposure.  Must maintain a valid driver’s license and be able to travel as needed throughout the Central Bank of the Midwest footprint.  Any required travel is typically completed within normal business hours.

Qualifications

Education & Experience Requirements:

 

• High school education or equivalent.
• Enrolled in a four (4) year institution of higher learning majoring in Accounting or Finance

• Minimum 3.0 GPA, preferably higher

 

Knowledge, Skills and Abilities:

 

• Self-starter with high degree of achievement orientation and desire to learn.
• Excellent written and verbal communication skills
• Ability to multitask and prioritize multiple projects with competing deadlines.
• Must possess good judgment skills and the ability to handle confidential information.
• Strong attention to detail.
• Proficiency in Microsoft Office