Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Credit Product Senior Manager within PNC's Regional Credit Products Group organization, you will be based in Philadelphia, PA or Berwyn, PA.

This position is primarily based in a location within PNC's footprint.

Job Description

• Responsible for direct management of one or more teams within Credit Products, typically across multiple markets. Coaches team on structuring and advising clients on credit and credit-related transactions to meet clients needs while staying within the Bank's risk profile. Responsible for the entire execution of credit related products and all other credit products including but not limited to ACH, FX, EF and Derivatives. Has oversight of the due diligence/approval process and negotiation of all legal documents and closing. Partners effectively with the Relationship Banking leadership team to help identify and drive revenue through credit products. May structure and advise clients or be responsible for the execution of credit. May manage the diligence/approval process.
• Responsible for the overall management of a large portfolio of borrowers and all portfolio management activities, including direct and on-going communication with the clients.
• Drives team to collaborate with RMs and other product partners (i.e. TM, FX, DCM) to assess credit needs generate ideas and deliver integrated solutions. Able to assess industry dynamics to advise on the best solutions. Participates in client and prospect calls in conjunction with Relationship Banking for the most significant and/or complex clients.
• Manages a team of Credit Product Specialists responsible for structuring credit transactions within the banks credit risk appetite. Leads team through internal white boarding and diligence sessions to assess viable solutions.
• Oversees the internal credit approval process, loan documentation and closing.
• Responsible for the direct management of one or more teams of employees to handle all aspects of the credit process. Includes mentoring, training and developing the overall credit products team.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

PNC also has fundamental expectations of our people managers. As a manager of talent in PNC, you will be expected to:

• Include Intentionally - Cultivates diverse teams and inclusive workplaces to expand thinking.
• Live the Values - Role models our values with transparency and courage.
• Enable Change - Takes action to drive change and innovation that will transform our business.
• Achieve Results - Takes personal ownership to deliver results. Empowers and trusts others in decision making.
• Develop the Best - Raises the bar with every talent decision and guides the achievement of all employees and customers.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required