MTS 1, Software Engineer

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

As a key member of the Credit Risk engineering and platform team, you architect, design, test, deploy and maintain software solutions.

Job Description:

PayPal Software Engineers are strong technologists who are passionate to solve large scale highly complex computer engineering problems. In PayPal, we develop massively scalable, distributed software systems that require high availability to our business. You build strong competencies in data structures and algorithms, along with a technical fascination for how everything ties together. You need to have a solid foundational knowledge of computer engineering and intellectual curiosity to understand the business.

Credit Risk Engineering team is responsible for Credit Risk decision, fraud detection, risk management decision and compute services across PayPal - globally. We design, develop, enhance and support services that get called across every interaction between PayPal and it's users and partners. Our solutions need to scale across millions of such interactions, working with petabyte plus data, integrating with various other APIs in real time and yet providing high availability and configurability to the business. To achieve this we are always looking at advances in technology and science and tying those back to business needs.

To help with this, we are always looking for strong technologists who are passionate to solve large scale highly complex computer engineering problems, in a repeatable and maintainable way. Our engineers build strong competencies in data structures and algorithms, along with a deep understanding of business processes.

Your primary responsibilities include: 

• Design, develop and test high throughput Credit Risk platform systems 

• Develop efficient, elegant, clean code with no unnecessary complication or abstraction 

• Lead code review sessions 

• Passionate about low latency systems 

• Ability to deal with high volume data 

• Continuously look for opportunities for performance tuning 

• Collaborate with other engineers, architects, Product managers and stakeholders

Background we are looking for:  

• You love solving problems and building solutions. 

• You’re self-motivated and have a demonstrated track record of self-learning and 
  going above and beyond 

• You’re excited to create h