Financial Crimes Lead Investigator - Specialized Investigations

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$86,840 - $139,360 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

The Financial Crime Risk Lead Investigator leads thematic (i.e., regulatory/public private partnerships) investigative projects, complex and sensitive investigations through analysis of evidence gathered for both internal and external investigations. This includes reporting, mitigating, and disrupting financial crime for AML, ATF, Sanctions and ABAC.  Provides investigative, developmental and quality assurance support to the Senior Manager and their team, focused on the investigative output of the teams.

The Financial Crime Risk Lead Investigator conducts end to end investigations of various higher complexity and sensitivity through analysis of evidence gathered for both internal and external investigations. Includes authority in applying reasonable grounds to suspect money laundering/terrorist financing, mitigating, and disrupting financial crime (recommending for demarket and/or freezing accounts by the appropriate investigative unit).

Depth & Scope:

• Investigates AML/ATF and financial crime and/or criminal cases thematic and/or complex in nature
• Advanced knowledge of Bank products, systems, policies and procedures
• Advanced knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial/criminal trends
• Manages programs/projects/ initiatives of moderate scope and complexity
• Expert level professional role requiring in-depth knowledge/ expertise in own field of specialty and working knowledge of broader related areas
• Integrates the broader organizational context into advice and solutions within own area. Understands the industry, competition and the factors that differentiate the organization

Education & Experience:

• Undergraduate degree or equivalent work experience
• 7+ years of experience

Preferred Qualifications:

• 5+ years working in a role dedicated to conducting complex money laundering investigations either in a law enforcement agency or a financial institution
• Experience in writing and/or reviewing Suspicious Activity Reports
• Knowledge of criminal investigative techniques
• Knowledge of financial industry products, policies, and procedures

Customer Accountabilities:

• Leads a variety of complex investigations, including AML, Sanctions/ABAC and Financial Crime
• Applies sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats
• Assesses and prioritizes files and investigates assigned cases ensuring proper protocols are in place and effectively applied
• Works effectively with counterparts at other FI’s, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure
• Conducts investigations in a professional and timely manner
• Identifies and communicates procedural weaknesses to businesses and ensures processes for remediation are in place such as following up for corrective action where applicable
• Identifies industry and typologies risk and trends for respective program areas and shares knowledge with appropriate stakeholders. This may include working with law enforcement and others in the judicial system
• Maintains and establishes working relationships with internal partners (e.g., HR, Employment Standards and Legal etc.,) for investigative purposes
• Applies sound methodologies to collect,