Credit Analyst III

Do you desire a career that provides you with opportunities to learn, grow, and impact your community? Flatirons Bank is seeking candidates from all backgrounds to join our team.

We are looking for driven, reliable, hardworking candidates who want to make a difference in their community and work for a company where their opinion counts. We want our employees to be proactive, resourceful, communicative, efficient, and to provide key input into the future success of our team. If your goal is to build a career with impact and influence, consider joining the dedicated team at Flatirons Bank.

WHO WE ARE

Flatirons Bank is a full-service independent bank dedicated to serving the financial needs of individuals, businesses, and nonprofits in Boulder County. With locations in Boulder and Longmont, we provide personalized banking experience, making all our decisions locally. Since our inception over two decades ago, our goal has been to bring more to banking in Boulder County. We take pride in developing personal relationships with our clients while maintaining the highest level of professional service. Our suite of services includes Personal and Business Banking services, Professional Services Banking, Treasury Management, Mortgage Lending, and Commercial Real Estate Lending solutions.

Flatirons Bank not only provides personalized and innovative banking solutions for our clients, but our employees also personally contribute to making a difference in the Boulder County community through a variety of nonprofit organizations. Flatirons Bank’s headquarters location in Boulder was the first in the county to achieve LEED Gold certification upon its opening in 2009. The Bank actively works towards being a community leader that balances purpose with profit by considering the impact of its decisions on its stakeholders: employees, clients, vendors, community, and the environment. By working at Flatirons Bank, you are helping your neighbors and local businesses thrive.

            Website                      www.flatirons.bank                            Contact                      careers@flatirons.bank

ROLE AND RESPONSIBILITIES

The Bank’s lending products include the following: residential mortgages, residential construction loans, investment property loans, aircraft loans, business working capital loans and lines of credit, and business equipment financing.   The position of Credit Analyst III is responsible for supporting the lending activities of the Bank by performing financial analysis, delivering quality, accurate and timely credit memorandums, and assisting with the management of the Bank’s larger, more complex lending relationships.  This position requires the Credit Analyst III to work closely with lending, management, operations, compliance, and others in a client-centric and rewarding environment.  Compensation will be competitive and commensurate with experience, and will include an attractive base salary, annual bonus opportunity, and comprehensive benefits package.  The specific responsibilities are further outlined below:

Leadership

• Provides leadership and support for all aspects of lending including, but not limited to, analyst development, compliance, loan systems, policies, procedures and processes.
• Shares expertise, wisdom and knowledge with less experienced credit analysts and lending personnel.

Lending and Credit Analysis Knowledge

• Advanced knowledge of accounting principles and of personal and business financial statements and tax returns.
• Advanced understanding of personal and business lending terminology, products and services, and activities.
• Advanced knowledge of the lending process from application to loan closing
• Ability to address complex lending structures involving multiple facets and variables in non-standard situations.

Regulatory

• Stays up-to-date and trained on Bank’s procedures, required bank complian