Credit Analyst

Position Title:  Credit Analyst

 

Pay Rate:

$75,000 - $93,000 (PL 9)

Multiple factors, including Individual experience, skills and abilities will determine where an employee is ultimately placed in the pay range.

 

Category/Shift:

Salaried Full-Time

 

Physical Location:

1740 International Drive,

Memphis, TN 38197

 

The Job You Will Perform:

• Analyze financial statements, credit reports, and other relevant data to determine credit risk.
• Prepare detailed credit analyses and present findings to management.
• Monitor existing accounts for changes in credit risk and recommend adjustments to credit limits or terms.
• Collaborate with sales, customer service, and customers to resolve credit issues and support customer relationships.
• Point of escalation for the collection and dispute teams to help resolve complex or high risk credit situations.
• Manage daily work activities and special projects
• Maintain a strong team orientation
• Act as a role model to others, possessing leadership attributes
  • Demonstrate the ability and desire to help improve skills within the team
  • Maintain a genuinely positive influence in a team environment
  • Demonstrates ability to provide effective support and guidance to all team members
  • Recognized by peers to be consistently dependable and reliable day after day

The Qualifications, Skills and Knowledge You Will Bring:

• Bachelor’s degree in finance, accounting, economics or related areas
• Minimum of 3-5 years of applicable business experience
• Strong knowledge of operational, accounting, and finance topics
• Understand and interpret various credit market factors and risk
• Ability to manage credit and collection procedures for AR portfolio $50 million+
• Quick turn-around ability to make credit decisions leveraging deep financial analysis and any other indirect information
• Prepare accurate accounts receivable and risk performance reports as required
• Ability to communicate effectively and competently with high level financial managers                                                                                                                                                                                                                                          
• Capability to research and resolve discrepancies regarding customer accounts receivable
• Ability to arrange payment plans, monitor delinquent accounts, manage bad debt reserves and write-off processes
• Understanding of credit and bankruptcy laws and procedures
• Proactive multitasker with excellent written, verbal, and active listening skills
• Develop effective working relationships with business sales/finance and external customers
• Knowledge of Microsoft Suite Products and SAP
• Skilled or Talented in the following competencies:
  • Customer focus
  • Timely Decision Making
  • Priority Setting/Time Management
  • Dealing with Ambiguity
  • Action Oriented
  • Drive for Results
  • Problem Solving
  • Listening
  • Conflict Management
  • Organizational Agility
  • Self-development

 

• Limited Travel Required

Preferred Qualifications:

• Experience in making credit decisions, analyzing financials and identifying bad debt risk
• Experience in Order to Cash Processes
• Experience with unsecured bankruptcies

 

International Paper is an Equal Opportunity/Affirmative Action Employer.  All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national or