Financial Crime Analyst, Complex Investigations and LER

Financial Crime Analyst, Complex Investigations and LER 

Amsterdam 

• Are you curious, excited by experimentation and always looking for a better way of doing things? 

• Do you want to keep learning and developing whilst getting hands-on, payment-building experience? 

• Do you want the opportunity to play an important role in a rapidly growing and exciting Fintech business? 

About us 

At Modulr, our vision is a world where all businesses are powered by embedded payments. Modulr enables businesses, from SMEs to Enterprise, across the UK and Europe to efficiently pay-in, collect and disburse funds instantly via a range of payment schemes, accounts, and card products.   

We have created an industry-leading API platform with comprehensive online tools and access, to meet the demands of daily business payments. We are connected to an expanding network of accounting and payroll platforms, including Sage, Xero, BrightPay and IRIS. Our payments expertise and extensive product capability enables us to build tailored solutions to solve complex payment problems for hundreds of clients in a range of industries, including Travel, Merchant Payments, Lending, Wage Advance, and Investment & Wealth.   

We are deeply integrated into the payment eco-system. In the UK, we are direct participants of Faster Payments and Bacs. Modulr hold settlement accounts at the Bank of England. Our payment network connectivity includes CHAPS, Open Banking, SEPA, SWIFT and account issuance in 11 currencies. We are principal issuing members of Visa and Mastercard schemes across UK and Europe.   

Our regulatory permissions and governance structure are the foundations of our business. We are regulated and supervised as an Authorised Electronic Money Institution (AEMI) in the UK by the Financial Conduct Authority and in the Netherlands by De Nederlandsche Bank.   

Our founding team has a wealth of experience in the payments industry and growing successful businesses. Modulr is backed by the venture arms of payments giants PayPal and FIS, as well as growth investors Blenheim Chalcot, General Atlantic, Frog Capital and Europe.   

Modulr now has over 400 employees spread globally across offices in London, Edinburgh, Amsterdam, and Mumbai.  

Modulr values 

• Building the extraordinary; going that extra mile. 

• Owning the opportunity; be passionate and proud of the time you invest. 

• Move at pace; reach goals faster whilst supported on your career journey. 

• Achieve it together, working collaboratively and being a Modulite. 

The role 

The Financial Crime Operations function executes processes to mitigate risks to Modulr as they relate to Money Laundering/Terrorist Financing, Fraud, Sanctions, and other Financial Crime risks (such as Anti-bribery & Corruption).   

The Financial Crime Analyst (Complex Investigations and LER) will work on some of Modulr’s most complex cases across all aspect of financial crime. This will include detailed investigations into fraud and money laundering along with identifying and reporting on trends and risks to Modulr and our customers. In addition, you will handle queries from external parties such as law enforcement bodies and will submit SARs and UTRs on behalf of Modulr to relevant external bodies. 

Investigations will need to thorough and effective but also reach a conclusion efficiently and help identify opportunities to improve Modulr’s overall control environment. This will help support our objective of providing a well-controlled set of services that protect Modulr’s customers, their end clients and the industry as a whole whilst also meeting both regulatory & legislative obligations for the jurisdictions we operate in. 

The role holder will have