Environmental Risk Officer II

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$86,840 - $139,360 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Risk Management

Job Description:

The Environmental Risk Officer II provides complex environmental risk reviews for the Company, serving as an expert resource. Reviews, interprets, and evaluates complex environmental reports received from environmental consultants. Prepares analysis and issues review documentation to assist commercial lenders in making informed loan decisions. Develops or recommends optimal risk management strategies. Prepares analysis and issues review documentation to workout officers and facilities managers.

Depth & Scope:

• Reviews, evaluates, and interprets the most complex environmental due diligence reports by environmental consultants on collateral property
• Participates in conference calls with Customers as necessary and in coordination with Lender to better understand environmental risk presented by collateral, Customer's proposed course of action, and to communicate the bank's concerns regarding environmental risk
• Evaluates and quantifies any potential environmental issues related to the property and impact on risk or liability to the Company; Scopes and reviews Phase II site investigations
• Ensures consultant's reports adequately identify environmental risks at site
• Makes preliminary recommendations to commercial loan officers based on knowledge of prevalent issues
• Interprets Company policies, environmental regulations, and reports received from environmental consultants and testing labs to assist in evaluating environmental risk
• Develops risk management options and strategies. Discusses issues and risk management options with commercial loan officer and assists in the development of plans to implement risk assessment or reduction, including detailed site investigation and remediation
• Monitors emerging environmental risk in regulatory and industrial arenas and recommends measures or policies for approval and implementation by Company to appropriately manage these risks
• Acts as a consultant throughout the Company on environmental issues
• Maintains a current knowledge of applicable environmental assessment and remediation techniques and technologies
• Assists Environmental Risk Manager in developing processes to effectively implement Company's environmental risk management policies
• Researches information regarding environmental regulations within assigned areas, consulting with internal environmental risk officers, external sources, and legal counsel, as appropriate. 
• Coordinates with outside legal counsel regarding environmental matters pertinent to pending transactions
• Develops and maintains knowledge of prevalent environmental issues within assigned areas to improve analytical efficiency and effectiveness
• Reviews past evaluations and reports from vendors as well as evaluates vendor methodologies and practices to assist in determining vendor suitability for Company use
• Assists Environmental Risk Manager in developing and providing training to Company personnel on Company environmental policies and procedures and in the technical aspects of environmental inspections

Education & Experience:

• Bachelor's degree or work experience equivalent to Bachelor's degree required
• Specialized knowledge of environmental risk assessment principles and practices including environmental due diligence
• Strong analytical skills
• Thorough knowledge of environmental regulatory requirements with specific knowledge relevant to assigned areas, or territories<