Financial Analyst

Company Description

Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.

Job Description

As a Financial Analyst, you will play a critical role in maintaining and enhancing Achieve’s enterprise 3-statement financial model. You will focus on forecast updates, reconciliation between finance and accounting actuals, variance analysis, and long-range planning to support our G&A and shared services functions (HR, IT, Finance, Marketing, Legal & Compliance).

While your primary responsibility will be on core financial modeling and bridging FP&A to accounting, you will also contribute to broader decision support, strategic planning, and cost optimization efforts across the enterprise. This role is well-suited for someone who enjoys detailed financial analysis, solving complex problems, and synthesizing data into actionable insights.

What You’ll Do:

• Maintain and enhance components of Achieve’s enterprise 3-statement financial model, with a focus on operating expense, headcount, and overhead allocations
• Drive the monthly forecast and reconciliation process between FP&A and Accounting, including accruals, reclasses, and ensuring financial integrity across systems
• Partner with G&A and shared services leaders to support budgeting, rolling forecasts, and long-range planning cycles
• Support the monthly close process with financial reporting, variance analysis, and recommendations for improved forecast accuracy
• Help prepare board and executive-level materials by contributing to enterprise planning models and key corporate financial updates
• Build and maintain detailed financial models to support cross-functional strategic initiatives, investment decisions, and trade-off analyses
• Synthesize financial data from multiple systems, applying structured analytic thinking to deliver clear, concise reporting
• Identify and drive process improvements to increase the efficiency, accuracy, and scalability of financial planning and reporting workflows
• Support ad-hoc financial analysis and reporting requests as needed to inform business decisions

Qualifications

What You’ll Bring:

• Bachelor’s degree in finance, accounting, economics, or a related field (MBA or CPA a plus)
• 1–3 years of experience in financial analysis, corporate FP&A, or related fields
• Solid understanding of financial statements, GAAP accounting principles, and corporate planning processes
• Advanced Excel modeling skills; familiarity with financial planning tools (e.g., Adaptive Planning, Anaplan, Oracle Cloud) a plus
• Experience partnering with G&A or shared services teams on budgeting, forecasting, and performance reporting
• Ability to work with large datasets and apply structured, analytic thinking to deliver clear business insights
• Strong communication skills, with the ability to explain financial concepts to non-financial stakeholders
• Ownership mentality, proactive problem-solving orientation, and strong attention to detail
• Comfortable operating independently and collaboratively in a dynamic, fast-paced environment
• Experience with financial systems integration, cash flow forecasting, and reporting automation is a plus

Additional Information

Achieve well-being with:

• Hybrid and remote work opportunities
• 401 (k) with employer match
• Medical, dental, and vision with HSA and FSA options  
• Competitive vacation and sick time off, as well as dedicated volunteer days
• Access to wellness support through Employee Assistance Program, Talkspace, and fitness discounts
• Up to $5,250 paid back to you on eligible education expenses
• Pet care discounts for your furry family members
• Financial support in times of hardship with our Achieve Care Fund
• A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups

Work from home/hybrid:

We are proudly offering hybrid options in the San Mateo, CA, and Phoenix, AZ metro market. In other locations throughout the country, we offer work from home, like: TX, UT, NV, WA.

Salary Range: $80,000 to $95,000 annually + bonus + benefits.