Senior Associate, Risk Consulting - Credit Review

We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their full potential. Our exceptional people are the key to our unrivaled, culture and talent experience and our ability to be compelling to our clients. You’ll find an environment that inspires and empowers you to thrive both personally and professionally. There’s no one like you and that’s why there’s nowhere like RSM.

Job Description

We are seeking a highly motivated individual to join our team of credit risk professionals in addressing our client’s credit risk mitigation needs. Engagements will encompass a broad range of credit risk-related matters and may include the following: credit risk review or loan review work, credit administration and policy review, quality assurance/ internal audits of loan review departments, and other credit risk specific engagements.     

Key Responsibilities

• Engagement Delivery: Participate in a variety of credit risk-related projects including loan reviews, credit administration assessments, policy evaluations, and internal audits.
• Subject-Matter Contribution: Apply your knowledge of credit risk mitigation strategies and credit policies to support client engagements and deliver actionable insights.
• Team Collaboration: Work closely with multidisciplinary teams to ensure cohesive, high-quality service delivery that meets client expectations.
• Client Communication: Leverage your understanding of industry trends and business acumen to communicate effectively with clients and internal stakeholders.
• Professional Development: Take initiative in expanding your expertise in technical areas, industry specialization, and leadership capabilities.
• Practice Support: Contribute to internal initiatives such as talent development, practice growth, and business development efforts.
• Brand Building: Begin cultivating your professional network and personal brand to support the growth of the risk consulting practice.

Qualifications

• Bachelor’s or Master’s degree in Business, Finance, Accounting, or a related field
• Minimum 2 years of experience inwith commercial credit analysis, loan review, portfolio management, or a related credit risk role within a bank or regulatory agency
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint)
• Willingness and ability to travel to meet client needs

Preferred Skills & Experience

• Exposure to multiple lending industries or deep knowledge in one specific area
• Actively pursuing or holding a relevant professional certification (e.g., CPA, CFA, CRC) is preferred
• Experience in commercial real estate underwriting or regulatory credit review for community, regional, national, or foreign banking organizations
• Familiarity with SBA lending, construction lending, agricultural lending, syndicated loans, shared national credits, or leveraged transactions
• General understanding of credit lifecycle processes: origination, servicing, and review
• Ability to write or review credit policies and procedures, develop risk rating methodologies, and perform stress testing
• General understanding of federal and state banking regulations related to credit risk
• Prior consulting experience or demonstrated progression in responsibilities and leadership

At RSM, we offer a competitive benefits and compensation package for all our people. We offer flexibility in your schedule, empowering you to balance life’s demands, while also maintaining your ability to serve clients. Learn more about our total rewards at https://rsmus.com/careers/working-at-rsm/benefits.

All applicants will receive consideration for employment as RSM does not tolerate discrimination and/or harassment based on race;