Senior Strategic Finance Associate

About the Role
As a Strategic Finance Senior Associate focused on Chime’s physical debit and credit cards, you’ll serve as a financial partner to the Product, Marketing, Card Operations, and Accounting teams. You will be responsible for forecasting and managing the cards portfolio P&L—approximately $70M annually—while helping drive sound business decisions through accurate data, modeling, and analysis.

The base salary offered for this role and level of experience will begin at $116,100.00 and up to $161,300.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to:

• Own and optimize revenue and cost forecasts for Chime’s physical cards portfolio
• Collaborate with cross-functional teams to drive portfolio profitability and operational efficiency
• Deliver data-driven insights that uncover revenue opportunities and cost-saving initiatives
• Build, present, and maintain regular business reviews for leadership
• Partner with Accounting to track accruals and align financial outcomes
• Analyze variance to forecast and identify business trends
• Build out and own the product P&L for the cards business

To thrive in this role, you:

• Will have used Excel to build financial models that help product and finance teams drive decision-making
• Will have used forecasting tools (e.g., Pigment, Snowflake, Looker) to build revenue/cost dashboards that help executives manage P&L performance
• Will have used unit economics frameworks to build profitability analyses that help teams optimize margins and scale
• Will have worked in Strategic Finance or FP&A to build financial reviews that help cross-functional partners understand business performance
• Will have collaborated with Accounting to align accruals and financial reporting that help leadership maintain accuracy and compliance
• Will have experience navigating ambiguity and building from scratch to create scalable finance solutions
• Will have worked with cross-functional teams to build models and business cases that help drive strategic initiatives

#LI-MM1 #LI-Hybrid

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. 

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

• 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.**
• 💻 In-office perks including backup child, elder, and/or pet care, plus a subsidiz