Description

As a Commercial Portfolio Manager III – CSG Corporate Mortgage Finance, you will be responsible for underwriting CMF Lending facilities, assisting with legal documentation reviews as well as monitoring client performance to ensure compliance with the Policies and Procedures of Huntington’s Corporate Mortgage Finance Group (CMFG). 

This position reports to the Portfolio Management Team Leader.

Please Note: This position is open to remote work location or hybrid.

In this role, as a Portfolio Manager III, you will be performing the following responsibilities:

• Portfolio Management: 
  • Underwrite and close increasingly complex direct lend bilateral and/or syndicated asset- backed credit facilities to include mortgage warehouse lines, mortgage servicing assets and other mortgage related asset-backed and SPE collateralized credit facilities
  • Ensure all relationships and transactions within your assigned portfolio are in strategic alignment with the risk profile and credit policies of the Bank.
  • Spread financial statements, prepare accurate and timely risk ratings, and complete credit request presentations in compliance with CMFG and bank requirements acceptable to CMFG leadership and credit administration.  Credit requests may include new deal requests, modification requests, annual reviews, renewals, portfolio reviews and criticized asset reviews.
  • Monitor the performance of assigned CMF Facilities to assess ongoing creditworthiness and anticipate opportunities as well as challenges
  • Analyze existing portfolio to identify trends and opportunities. Analysis includes, but is not limited to, stress testing, forecasting, concentration analysis and macroeconomic evaluations.
  • Provide Immediate communication of suspected credit problems or credit deterioration within assigned portfolio
  • Develop deep understanding of market dynamics/industry trends through continuing education or other means
  • Assist the team with portfolio review preparation and over time build core knowledge set to support increased participation with portfolio review and other presentations made to senior leaders within the Bank.
  • Build strong understanding of the legal structures for each of the respective facility types offered by the group.
  • Effectively utilize Bank reporting, record keeping and underwriting systems/tools to maintain accurate and timely portfolio level detail
• Credit Quality: Responsible for maintaining acceptable levels of credit quality for assigned portfolio consistent with the Bank and CMFG credit policies, procedures, and guidelines as evidenced by satisfactory loan reviews and audits of assigned portfolio
• Relationship Management: Build and maintain strong relationships with clients, internal and external stakeholders to ensure effective communication and collaboration.
• Reporting and Compliance: Prepare and present portfolio reports highlighting performance, financial metrics, and compliance with internal policies. Additionally, prepare ad hoc portfolio reporting as needed.

Basic Qualifications:

• 5 or more years of Portfolio Managment in Corporate Mortgage Warehouse Lending
• 2 or more years of relevant credit experience. 
• Bachelor’s Degree

Preferred Experience:

• 7 or more years of Portfolio Management experience ideally within the mortgage finance industry or other specialty finance areas.
• Formal credit training and/or experience with the relevant credit analysis and cash flow assessments, documentation and surveillance for each the respective facility types offered by the group.
• Growing understanding of the legal structures for each of the respective facility types offered by the group.
• Formal credit training or experience generally expected.
• Strong knowledge of GAAP principles applied to mortgage banking entities.
• Bachelor's Degree from an accredited institution.

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Applications Accepted Through:

06/30/2025

Huntington expects to accept applications through at le