Sr. Operational Risk Analyst -- Commercial Banking & Treasury Services

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.  

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships. 

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). 

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com. 

Job Description

This role reports into the Operational Risk Management Department as a part of Texas Capital Bank’s Second Line of Defense organization.  It will serve as the second line of defense independent challenge function covering all aspects of Operational Risk for the bank’s Commercial Banking and Treasury Services lines of business.  This role will perform 2LOD operational risk management functions required to support Operational Risk Programs including RCSAs, Payment Products Risk Assessment, KRIs and Risk Appetite metrics, Loss Events, Emerging Risks, Tops Risks, Policy/Process Map/Procedure Reviews, Risk Tiering, New Initiatives Risk Assessment, Issues Management, Committee reporting, and other executive level risk assessment and reporting tasks as needed, for Commercial Banking and Treasury Services.  The scope of this role covers all commercial-based banking products and services, spanning across business, middle market, real-estate, mortgage warehouse, and corporate lending, as well as deposits and liquidity, commercial online banking, and whole-suite of treasury services products.  This role will also regularly interact with senior and executive management across the business, operations, technology and other 1LOD and 2LOD Risk groups.

Responsibilities

Day-to-day responsibilities include:

• Review and challenge individual Risk and Control Self Assessments (RCSAs) for covered Risk Assessment Units (RAUs) based on organizational reporting structure
• Ensure that the most significant operational risks based on Products and Business Processes, through the use of technology and third parties, are identified and documented appropriately in the RCSAs / the bank’s Archer GRC Tool, and are rated reasonably for their levels of inherent risk, quality of risk management, and residual risk
• Identify control design gaps, and control enhancement opportunities, and improve the documentation of controls that are in the bank’s control inventory, by utilizing available information such as business overviews, process maps and procedures, etc., and building relationships and having regular ongoing dialogue with relevant stakeholders across the organization
• Work with other risk program owners / Internal Audit to ensure that there is one control inventory for the bank maintained in Archer
• Conduct training and communication activities to support LOB / First Line of Defense participants
• Identify new and emerging operational risks applicable to the LOBs, and needed new controls or enhancements to current controls
• Facilitate meaningful risk and control conversations with LOB’s senior and executive management on a regular basis through compiling and analyzing risk information packages and PowerPoint presentations, that summarize results across multiple risk management programs in the operational risk management discipline
• Perform required functions across all applicable risk programs such as Issues Management, etc.
• Work directly in the bank’s Archer GRC Tool
• Other Ad-Hoc projects as assigned
   

Qualifications

• Bachelors degree in Business related fields, such as Finance, Accounting, or Mathematics etc.is required, and minimum 7 years of financial services experience in 1LOD