US AML Advisory, Senior Manager

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What You’ll Do:

The US AML Advisory, Senior Manager is responsible for providing guidance and advice to the Retail Banking Lines of Business regarding new products, prospective customers, transactions and higher-risk relationships. Manager will assess risks associated with Retail Banking business, and evaluate control effectiveness to ensure appropriate management of risks.

How You’ll Succeed:

• Actively manage oversight of certain aspects of the AML Compliance internal control framework including customer due diligence, enhanced and special due diligence, and risk rating outcomes
• Manage Advisory-owned email mailboxes
• Partner engagement with lines of business
• Support BSA/AML-related audits and regulatory exams
• Support the Compliance and EAML Examination Program (CEEP)
• Assist with projects and initiatives, providing advice and guidance where necessary
• Review and approve Enhanced and Specialized Due Diligence reviews of High Risk Rated Customers
• Review and facilitate Restricted Customer approval requests to the US CAMLO
• Review and provide effective challenge to Business Unit Risk Control Self-Assessments
• Review and provide effective challenge to 1LoD procedures, especially with respect to ML/TF controls and red flag identification and escalation
• Understand 1LoD performance of Key Controls, results of Key Controls testing related to ML/TF
• Partner with 1LoD to identify and formally raise deficiencies observed during oversight activities
• Provide 1LoD guidance in understanding inherent ML/TF risk exposure, and evaluating how internal and external changes impact inherent ML/TF risk exposure, to understand sufficiency of the control environment
• Provide guidance to 1LoD in determining action plans, as appropriate, monitor 1LoD’s progress against action

Who You Are:

• Undergraduate degree in business or a related field. Advanced degree preferred.
• Certified Anti-Money Laundering Specialist (CAMS) Certification preferred.
• 5-7 years of experience interpreting and implementing financial services regulatory programs, preferably related to anti-money laundering and/or enterprise risk management.
• Knowledge of US AML laws and regulations as well as familiarity with US Sanctions programs.
• Understanding of financial services operations, infrastructure and payment processing.
• Experience with retail banking preferred.
• Judgment and problem-solving skills in order to provide input and advice to lines of business (LoBs) on risk management controls.
• Ability to interpret complex regulatory issues in order to provide sound guidance.
• Interpersonal and relationship management skills to build trust amongst all stakeholders and work collaboratively with LoBs.
• Time mana