Financial Crime Risk Investigator II - Centralized Investigations

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$29.75 - $47.75 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

The Financial Crime Risk Investigator II conducts investigations of moderate complexity for both internal and external cases. Recommends for demarket and/or freezing accounts by the appropriate investigative unit. Conducts adjudications of moderate complexity.  May provide QA/review and mentorship of a team.  Applies reasonable grounds to suspect money laundering and terrorist financing.

The Centralized Investigation Team (CIT) is responsible for investigating referrals regarding potentially fraudulent activity and/or other concerning activity for further investigation and SAR consideration, if warranted.

Depth & Scope:

• Experienced working professional role providing services, advisory or processes/program support

• Requires experienced, conceptual, and practical knowledge within respective area and knowledge of broader related areas

• Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area

• Leads projects or work streams within broader projects with moderate risk and may be accountable for ongoing activities, processes, and functional programs

• Works within broad guidelines/policies and independently performs tasks from end to end

• Work performed under minimal management guidance and supervision

Education & Experience:

• Undergraduate degree or equivalent work experience 

• 3+ years experience

Preferred Qualifications:

• 1-2 years of work experience in a dedicated AML, Compliance or Fraud related role

• Familiarity with Fraud typologies and investigations

• Strong written and verbal communication skills, with the ability to present findings clearly and concisely

Customer Accountabilities:

• Conducts investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations

• Conducts data analysis, manipulation and interpretation looking for patterns and anomalies

• Initiates investigations and/or responds to emerging AML and Sanctions/ABAC risks

• Assists with reviewing and investigating court orders (subpoenas) related to criminal actions

• Assists and coordinates investigations with various law enforcement agencies as delegated

• Prepares and delivers AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned

Shareholder Accountabilities:

• Leads workstreams by acting as a project lead for medium scale projects/initiatives in accordance with project management methodologies

• Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate

• Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices

• Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area

• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary