Business Risk and Controls Advisor Senior - Bank

Why USAA?

Let’s do something that really matters.

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty, and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

As a dedicated Business Risk and Controls Advisor Senior for Internal Fraud, you will be positioned in the first line of defense to ensure the overall efficiency of risk and compliance management programs, risk analytics and operations in the business. This role will partner and collaborate with Compliance and Risk Management, as well as Business Operations, IT, Audit Services, and Regulators to support risk and compliance-based initiatives. Responsible for supporting business leader adherence to the established risk framework and ongoing supervision of business controls including risk and control self-assessments, identification, and evaluation of control efficiency, identifying control failures, facilitating risk and compliance remediation, internal and external audits and regulatory exams, and monitoring of the first line of defense to minimize risk exposures and strengthen the overall control environment. Manages risk assessment data and uses critical thinking to identify key data-driven insights tied to first line of defense.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL.

Relocation assistance is not available for this position.

This position can work remotely in the continental U.S. with occasional business travel.

The Opportunity

Seeking a highly analytical and diligent Internal Fraud Assessment and Risk Evaluation senior to join our team. In this critical role, you will be responsible for understanding, building, and governing the process, risk and controls associated with Internal Fraud. You will support the implementation and ongoing maintenance of controls which mitigate the risks aligned with Internal Fraud in the Bank, to meet the evolving needs of our members while ensuring sound risk management practices.

• Manages and drives solutions for stronger controls, and in support of Risk and/or regulatory compliance related initiatives which may include oversight of procedures/process, accurate regulatory reporting and filing, document governance, Risk control self-assessments, procedure governance, control design, new product controls, CoSA Third Party Governance, or quality governance.
• Performs ongoing supervision and oversight of business controls and shares knowledge with team members to evaluate the efficiency of established business controls.
• Responsible for Risk data analysis, report preparation and trend analysis, applying business intelligence tools.
• Anticipates business needs and proactively seeks opportunities to improve and strengthen the control environment through actionable insights.
• Assists with translating control deficiencies into action plans and provides recommendations to improve governance practices in alignment with Risk and compliance frameworks.
• Partners with collaborators to drive improvement efforts to correct or prevent unfavorable trends and assess the impacts.
• Leads project team through concept, planning, execution, and implementation phases for effective and timely Risk remediation.
• Advises senior management on the status of their control environment related to Risk identification and control weaknesses. Identifies critical areas to monitor and intensifies issues and findings to appropriate stakeholders.
• Develops and maintains processes, procedures, and tools for managing exception alerts as they occur, including monitoring of resulting exception cases.
• Provides control oversight to ensure compliance with laws and regulations.
• Serves as a primary resource to team members.
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelor’s degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
• 6 years of experience supporting risk-related, compliance related, or business control design activities; OR 6 years of experience in a relev