Commercial Surety Account Underwriter / Financial Analyst

Who Are We?

Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.

Job Category

Underwriting

Compensation Overview

The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.

Salary Range

$68,600.00 - $113,000.00

Target Openings

1

What Is the Opportunity?

Travelers is seeking a collaborative and analytical individual to join the Commercial Surety Home Office Underwriting team. This dynamic group is responsible for partnering with our underwriting Field organization to evaluate and manage complex risks, ensure compliance with company policies and underwriting guidelines, and support business strategies through detailed analysis and collaboration with strategic support units.

Commercial Surety provides surety bonds for individuals and businesses across a wide range of industries, including manufacturing, public utilities, technology, healthcare, financial institutions, and retail.

What Will You Do?

• Execute underwriting strategies and practices in support of profitable growth objectives in partnership with the Commercial Surety Field organization.
• Contribute to the profitable growth and retention of a book of business through meticulous risk/financial analysis, contract reviews, and sound decision making, seeking guidance where appropriate.
• Meet with Field partners, key distributors, and customers/insureds to foster relationships and engage in meaningful dialogue, both in person and virtually, to support successful business outcomes.
• Contribute to collaborative underwriting execution and risk mitigation through individual risk over-authority reviews as well as through the evaluation of underwriting integrity.
• Assist in monitoring trends, emerging issues, and regional underwriting results for the Commercial Surety book of business and partner with underwriting leadership to address findings.
• Collaborate with cross-functional teams to contribute to and drive progress in key projects and assignments.
• Perform other duties as assigned.

What Will Our Ideal Candidate Have?

• Bachelor’s degree.
• One to three years of applicable underwriting experience.
• Working knowledge of products, the regulatory environment, and local market conditions.
• Critical thinking skills with the ability to underwrite, market products, identify financial challenges, and analyze available information to make decisions in alignment with our risk appetite.
• Communication skills with the ability to negotiate with agents and brokers.

What is a Must Have?

• One year of related professional experience.

What Is in It for You?

• Health Insurance: Employees and their eligible family members – including spouses, domestic partners, and children – are eligible for coverage from the first day of employment.
• Retirement: Travelers matches your 401(k) contributions dol