About Us 

We’re not like other insurance companies. From our specialty products to our business model, our culture to our results — we’re different. Different is who we are, and how we work, interact, deliver and succeed together. Creating a different and better insurance experience doesn’t just happen. It takes focus and a shared passion for going beyond the expected to forge relationships and deliver care that makes a difference. This approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Apply today to make a difference with us. 

RLI is a Glassdoor Best Places to Work company with a strong, successful background. For decades, our financial track record has been stellar — a testament to our culture and validation of our reputation as an excellent underwriting company. Our insurance subsidiaries are rated A+ “Superior” by AM Best company and A “Strong” by Standard & Poor’s. Check out our strong financial track record here.

Position Purpose

Under general oversight, performs similar to Underwriter I and II but builds upon existing expectations; builds even stronger relationships with producers, reinsurers, and contacts; and rather than assist, has more ownership and responsibility to review complex sources of profit by selecting appropriate risks. Also responsible for increasing submission flows. 

Principal Duties & Responsibilities

• Analyze, evaluate, accept, decline, rate, quote, and bind new or renewal submissions with high premium or risk exposure.

• Build strong relationships between agents, reinsurers, and contacts.

• Review complex submissions, account losses, pricing models, and profitable premiums.

• Review complex sources of profit by selecting appropriate risks.

• Assist with special projects or other duties as needed.

Education & Experience

• Typically requires a bachelor's degree in insurance, finance, risk management, business or a related field

• Minimum of 5+ years of related experience for consideration

• [OR] equivalent level of education and experience

Knowledge, Skills, & Competencies

• Ability to use analytical methods in underwriting processes to find workable solutions.

• Ability to verbally and in writing, communicate findings and recommendations to internal and external contacts on underwriting matters.

• Ability to use software to summarize and analyze large amounts of data.

• Understands, applies, & properly documents nature of operations of the risk for accounts assigned & communicates findings.

• Ability to prepare, review, and complete underwriting analysis of accounts. 

• Analytical skills and understanding of submission requirements, model entry, and product appetite.

• Participates in underwriting related continuing education.

• Ability to generate innovative solutions within the underwriting department.

• Has typically obtained letter of authority.

• Has a good understanding of the markets and clients being serviced.

• Has some authority to process approval, issuance, or change requests for policies.

• Works on slightly more complex risks than UW I and has obtained higher level of authority.

• Presents solutions to management on non-standard issues without prior oversight or guidance from manager.

• Ability to know proper sign off & correct UW judgement in most cases.

• Possess a thorough understanding of the internal processes of the product and displayed understanding of loss rating/credibility.

• Working toward building and maintaining a profitable book of business.

Personal & Professional Growth

RLI encourages its employees to pursue professional development work in insurance and job-related areas. We make a commitment to employees to provide educational opportunities