Chief Risk Officer (CRO) Viva Bank

<p>We are looking for a Chief Risk Officer of Viva Bank, who will lead efforts to manage and mitigate all types of risks that can put the Bank’s profitability and productivity at risk with emphasis on credit risk, capital &amp; liquidity risks.<br/> <br/><strong>More specifically, the CRO will:</strong><br/><br/></p><ul> <li>Perform duties and powers, prescribed by the BoD, including overseeing risk management functions, and monitoring the ongoing efficiency of the Risk Management Division.</li> <li>Assess major risk exposures and recommends specific actions to Senior Management to control these exposures.</li> <li>Review &amp; Submits to the Risk Committee/BoD the Risk Management Policy, the Annual Risk Report for approval, as well as provide the appropriate information for the risk appetite framework. </li> <li>Lead the interaction with Supervisory Authorities and external reviewers for issues related to risk management.</li> <li>Participate to the Risk Committee, escalate risk issues &amp; threshold limit breaches to the Committee as needed and recommends remedial actions to restore exposure. Holds the right to veto decisions with significant risk identified (e.g., a credit or investment decision or the setting of a limit).</li> <li>Develop insurance strategies and financing techniques to appropriately deal with any unanticipated losses. </li> <li>Μanage all types of risks that can put the Bank’s profitability and productivity at risk due to credit and relevant operational risks which are derived mainly from the loans and cards acquiring business.</li> <li>Develop and update policies and procedures to manage and to mitigate the identified risks to support the Bank’s growth and decision making, including the collection management as well as leads their implementation upon BOD’s approval in alignment with the legal and regulatory requirements. </li> <li>Lead the reporting preparation and submission process according to the EBA reporting framework (COREP Reporting) and the National reporting framework (regarding NPE Exposures</li> <li>Lead the preparation of Pillar III disclosures.</li> <li>Develop relevant communication with Banking Authorities, participates in the supervisory dialogue in the context of the Supervisory Review and Evaluation Process (SREP) and in new regulations consultation.</li> <li>Monitor the regulatory developments on CRR, CRD, EBA, SSM guideline and maintain a thorough knowledge of and expertise with Banking Prudential Supervision and Regulatory framework related issues in the EU context.</li> <li>Monitor the Operational Risk Events Loss Capturing process &amp; maintain Operational Risk Events Inventory (OREI).</li> <li>Conduct monthly the IFRS9 impairment calculation according to the Expected Credit Loss Policy. </li> </ul><p><br/><br/><br/></p><p><strong>Requirements</strong></p><p><strong>To be considered you should have:</strong></p><ul> <li>10+ years of experience in a similar role in a large company/payments institution.</li> <li>Master's degree in Business Administration, Economics/ Banking, Computer Science or relevant field.</li> <li>Working experience in or with information technology or cybersecurity teams and executive teams.</li> <li>Understanding of the regulatory frameworks for Financial/Payment Institutions.</li> <li>Expert level of organization, communication, and leadership skills.<br/> <br/> </li> </ul> <p><strong>Required proficiencies: </strong></p> <ul> <li>Cybercrime and recent fraud schemes related with the payments industry.</li> <li>Anti-fraud and disputes investigations.   </li> <li>Data analysis.   </li> <li>Excellent stakeholders management skills.<br/> </li> </ul><p><strong>Benefits</strong></p><p><strong>We offer:</strong></p><ul> <li>A competitive salary (based upon your skills and experience).</li> <li>Annual bonus based on targets’ achievement.</li> <li>Private medical and life insurance.</li> <li>Integrity, teamwork, transparency, and regular feedback to develop your skills.</li> <li>A chance to grow within a fast-moving European Fintech Company / Neobank.<br/><br/>#LI-Onsite</li> </ul>