Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As an AML Sanctions Advisor within PNC's Enterprise Advisory-Retail team, you will be based in a remote location.

This is a remote position. Work may be performed from a quiet, confidential space in a home location, approved by PNC. This position may not be available in all geographic locations.

Job duties include, but are not limited to;
· Provide critical challenge to the front-line units with respect to activities that could increase PNC’s BSA/AML risk exposure; review and challenge development, frequency and adequacy of Board, Executive and Management-level metrics.
· Independently review, challenge, and provide substantive and actionable guidance on the establishment and maintenance of BSA/AML risk assessment program and individual risk assessments for Retail products and services. Provide customer data and product/service statistics for input to risk assessments as needed.
· Provide independent oversight and challenge to Retail initiatives, RCSA’s, issues, losses, risk assessments (risk reports, Prime Process), Scenario Analysis and other Operational Risk Management and Independent Risk Management Frameworks. Leverage Archer and the Enterprise Risk Hub to assist in monitoring RCSA exceptions and QRM impacting Retail AML.
· Escalate risk & controls program deficiencies to key internal stakeholders and document findings within risk management applications.
· Maintain strong relationships with leadership, 1st Line of Defense Risk, 2nd Line of Defense Risk, and Internal Audit to foster a culture of effective risk management.
· Maintain awareness of red flags associated with potential suspicious activity as well as emerging/changing AML risk typologies and, as appropriate, consider new controls to enhance suspicious activity monitoring. Maintain awareness of expected customer/employee activity and escalate potential suspicious or unusual activity via Suspicious Incident Reports (SIRs)

This is a remote position. Work may be performed from a quiet, confidential space in a home location, approved by PNC. This position may not be available in all geographic locations.

Job Description

• In an individual contributor role and advisor on AML and Sanctions Program subject matter specialties, communicates effective enterprise wide and business unit compliance program requirements and implications to comply with the Bank Secrecy Act, AML, USA PATRIOT ACT and Sanctions Program. Activities aim to prevent or identify illegal, unethical, or improper business practices. Provides AML and Sanctions advice and critical challenge to senior staff, lines of business and operational execution areas. Demonstrates ability to constructively challenge conclusions/status quo and credibly influences customers.
• Updates Compliance policies and procedures as needed. Ensures that Compliance Manuals, Front Office Manuals, policies and procedures accurately reflect current laws, rules, other regulatory requirements and management intent. Coordinates regulatory examinations and inquiries, including the coordination of interviews and information requests from regulatory agencies. Independently challenges analyses, reviews and recommendations.
• Identifies and helps to define the enterprise wide AML and Sanctions program objectives for assigned line(s) of business, products/services and operational execution areas that may execute program components to comply with the Bank Secrecy Act, AML, USA PATRIOT ACT and Sanctions Program. Serves as an AML and Sanctions subject matter specialist regarding impact on Program design and execution. Communicate and socialize those objectives (from a leadership position) to the business or operational execution points. May lead or coordinate AML and Sanctions Program monitoring reviews.
• Reviews AML and Sanctions compliance reports and related customer risk profiles. Identifies issues, escalates through proper governance cha