Group Portfolio Manager - Commercial Banking Credit

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

As a Group Portfolio Manager within Commercial Banking, you will play a pivotal role in monitoring client relationships, managing junior credit analysts, and leading the oversight of managing a credit portfolio.

How you'll succeed

• Portfolio Management & Credit Oversight:
  • Maintain and deepen partnerships across business functions to support client needs and business objectives, while maintaining high credit standards.
  • Lead and participate in preparing deal reviews with Commercial Bankers, Market Managers, Regional Managers, and senior leadership.
  • Guide deals through the credit approval process.
  • Advise on credit actions related to the existing portfolio, including structuring, waivers, and modifications.

• Deal Execution & Guidance:
  • Provide expert guidance on deal structuring through to approval and closing.
  • Ensure all transactions align with CIBC’s risk appetite and credit policies.
  • Leverage external tools like CapitalIQ, FactSet, Moody’s Risk Analyst and Excel along with CIBC”s proprietary tools, to model financial statements, generate credit ratings, and analyze the creditworthiness of a borrower.

• Process Improvement and Best Practices
  • Identify opportunities to improve efficiency, accuracy, and quality in credit analysis and package preparation processes.
  • Contribute to the development and implementation of credit policies, procedures, and training materials.

• Leadership and Team Development
  • Experience mentoring, coaching, and supervising junior analysts or team members.
  • Commitment to fostering a collaborative and high-performance team environment.

• Client and Internal Stakeholder Engagement
  • Work closely with analysts, relationship managers, clients, and internal partners to gather relevant information and ensure timely delivery of credit submissions.

You will have the flexibility to manage your work activities within an in-office work arrangement where you’ll spend 4 days per week on-site, and one day will be remote. 

Who You Are

• Advanced Credit Underwriting Expertise
  • 10 years experience proven ability to underwrite complex commercial credit transactions, including large public companies and sponsor-backed deals.
  • Deep understanding of financial statement analysis, cash flow modeling, and risk assessment for a variety of industries and deal structures.

• Experience with Diverse Transaction Types
  • Demonstrated experience structuring and analyzing credit for large corporates, mid-market companies, and transactions involving private equity sponsors or leveraged buyouts.
  • Familiarity with syndicated loans, acquisition financing, and other sophisticated lending solutions.

• Analytical and Problem-Solving Skills
  • Strong quantitative and qualitative analytical skills to identify key credit risks and opportunities.
  • Ability to synthesize complex information and present clear, actionable recommendations.

• Leadership and Team Development
  • Experience mentoring, coaching, and supervising junior analysts or team members.
  • Commitment to fostering a collaborative and high-performance team environment.

• Communication and Presentation Skills
  • Excellent written and verbal communication skills for preparing credit packages, presenting recommendations,