Corporate Commercial Appraisal Specialist

Make the change and be the difference. Take ownership at MCB!

Established in 1960 with just one location in Morton, IL, Morton Community Bank (MCB) has grown to over 550 employees, 53 branch locations and over $5 billion in assets! We pride ourselves on our dedicated service to our customers and our communities, while placing much value on our internal assets, our employees. Each MCB employee OWNS a portion of the bank with our ESOP (Employee Stock Ownership Plan). The ESOP has proven to be a substantial benefit to employees upon retirement.

Enjoy the Benefits of working at MCB!

Medical, Dental, Vision, Short-Term Disability, HSA, FSA, 401k.

Life and AD&D Insurances and Long-Term Disability, Vacation Days, Personal Days, and Paid Holidays.

Job Summary

Responsible for all aspects of appraisal reviews, re-evaluations, and evaluations. Knowledge of appraisal or real estate preferred.

Essential Duties & Responsibilities
• Complete appraisal reviews in a timely manner and assure analysis is well constructed and conclusions are well supported within USPAP, regulatory and MCB guidelines. In addition, communicate concerns to and require corrections from appraisers when deficiencies exist.
• Prepare re-evaluations by testing values within the most recent appraisal to assess the relevance based on physical conditions and current market climate. Initiate additional actions as deemed necessary.
• Prepare evaluations by applying appropriate methods to develop adequate value conclusions for real estate transactions by meeting certain market parameters.
• Assist in the interaction with lenders and appraisers to address material issues relating to appraisals.
• Assist with the management of the FICRAS system for all appraisal work by enhancing the system with a larger appraiser pool, credibility, and timing.
• Monitor/analyze real estate sectors when needed to support appraisal team lead, specifically in industries with heavy portfolio concentrations.
• Keep up with necessary training and communication between management, lenders, and lender assistants within the FICRAS system to develop consistency among all departments.
• Create/update appraisal templates as needed for USPAP/license compliance for the appraisal team lead.

Supervisory Requirements
Personnel Management: This position has no supervisory responsibilities.

Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform
the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to
perform the essential functions.
· The physical activities of this position may include climbing, reaching, standing, lifting, talking, hearing and performing repetitive motions.
· Medium exertion; exerting up to 50 pounds of force occasionally, and or up to 20 pounds of force frequently, and or up to 10 pounds of force constantly to move objects.
· The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; viewing a computer terminal.

Work Environment
The work environment characteristics described here are representative of those that must be met by an employee to
successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with
disabilities to perform the essential functions.
· The noise level in the work environment is usually moderate.
· Employees, who work 7 ½ continuous hours or more, must take a 30-minute uninterrupted lunch break no later than 5 hours after beginning their workday.

Education and Qualifications
Essential:
· Some junior college education and/or diploma specifically in business related areas
· Bank related training through BAI is required annually
Desirable:
· Real estate or appraisal license or interest in attaining these licensures

Experience
Essential:
· Knowledge with FICRAS, Mercury, Word, and Excel preferred
· Relevant computer skills along with competent communication skills
Desirable:
· Previous real estate knowledge/experience

 Equal Opportunity Employer:  disability/veteran