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Regular or Temporary:

Regular

Language Fluency:  English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Responsible for optimizing profitability for large and complex segments of wholesale loan portfolio by maintaining proper balance among quality, profitability, and compliance in the assigned portfolio. Partner with Line of Business team leads or segment leaders to form and execute credit strategy in line with LOB targets and Truist stated risk tolerance. Communicate effectively through guidance, training, and development in support of strong credit culture development. Model behaviors that reflect strong judgment capabilities gained through broad and deep credit experience, constructive partnership and ability to navigate complex challenges that have significant potential impact on Truist profitability.

LOCATION:

**Truist ‘in office’ requirement is 4 days per week (1 day remote)**

Please note:  candidate must be located in *or* willing to self-relocate to one of the following locations:

• Atlanta, GA
• Charlotte, NC
• Orlando, FL

**Open to other Truist hub locations**

**No full remote or relocation assistance available at this time**

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job.  Other duties may be performed, both major and minor, which are not mentioned below.  Specific activities may change from time to time.  

1. Exercise prudent credit judgment and guidance through individual loan authority as delegated by the Senior Credit Officer

2. Serve as a risk approver for wholesale lending or specialty lines of businesses. Promote consistency of Bank's credit culture and lending strategies throughout organization. Responsible for championing the advancement of the organizations risk management culture, framework, and appetite throughout the assigned segment within the LOB

3. Provide oversight to the large/specialized portfolios to ensure strong asset quality, manage risk concentrations, and sustainable performance through business cycles

4. Communicate effectively as a thought leader to support development and maintenance of a strong credit culture. Provide risk leadership through ongoing active engagement with LOB, Product Partner, and Credit Delivery teams including guidance, coaching and mentoring to teammates on sound principles of lending and support their development through regular feedback and constructive dialogue

5. Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local, national, and global economic trends and market conditions

QUALIFICATIONS

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Bachelor's degree, or equivalent education and related training

2. 12 years of experience in lending and/or credit experience

3. Widespread financial credit risk and regulatory knowledge

4. Solid accounting/financial analysis skills

5. Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships

Preferred Qualifications:

1. 15 years of experience in commercial lending and/or credit experience

2. Master's degree in