Senior Lead Commercial Banking Portfolio Manager

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

About this role:

Wells Fargo Commercial Banking provides a comprehensive suite of products and services to serve the diverse financial needs its commercial banking clients. The Wells Fargo Commercial Banking team is seeking a Senior Lead Commercial Banking Portfolio Manager to support its Middle Market Banking team in St. Louis, MO, as part of the credit management team. This key position is responsible for credit solution strategy, credit underwriting and portfolio management to meet the long-term financial objectives and risk tolerance for commercial banking clients and serves as a key member of a client’s deal team. Learn more about the career areas and lines of business at wellsfargojobs.com

In this role, you will:

• Actively manage, maintain, and grow a loan portfolio, with responsibilities including underwriting, origination, documentation and on-going monitoring; all in adherence with applicable credit policies, procedures and compliance requirements
• Work with clients and prospects to understand complex credit needs and represent the bank in developing and maintaining client relationships
• Provide recommendations and write credit reports based on analysis of historical and projected financial performance, assessment of key risks and mitigants, management strength, industry and regulatory trends and structural considerations
• Identify opportunities for process improvements within the scope of responsibilities or functional area
• Collaborate and consult with relationship managers, senior management, internal partners, and external partners
• Train and mentor analysts and portfolio managers
• Independently lead or resolve complex initiatives and guide the team to meet deliverables while leveraging a solid understanding of relevant policies, procedures, and compliance requirements

Required Qualifications:

• 7+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Complex C&I or Specialized Industries credit underwriting experience
• Ability to thoroughly analyze credits on an independent basis and communicate findings in a concise manner
• Strong cash flow and asset-based lending credit analysis skills with high attention to detail and accuracy
• Experience with bank syndications, multi-bank participations and clients with varying and complex capital structures including collateral and cash flow waterfalls; subordinated debt layers; and complex ownership structures
• Microsoft Excel experience including financial modeling
• Experience with commercial, owner-occupied real estate lending including documentation, due diligence and regulatory compliance processes
• Experience negotiating, managing and amending complex credit facility structures and legal documentation
• Knowledge and understanding of commercial and specialty group banking products and services
• Strong risk management and compliance skills
• Excellent verbal, written, and interpersonal communication skills

Job Expectations:

• Ability to travel up to 10% of the time
• This position does not support Visa Sponsorship
• This position is not available to be worked remotely

Posting End Date: 

5 Jan 2025

*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (C