Sr Underwriter - Commercial Lines (National Retail Programs)

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

Work Environment: The location of this position is flexible and open to virtual and/or remote based applicants.

What you can Expect: This role will support the National Retail Programs team as an underwriter for new and existing program portfolios by providing top tier customer service for our program accounts and partners. Those who love a high pace challenging environment that continuously provides new and different opportunities while allowing you to build deep relationships with a limited agency partner base and to become an expert in the program industries you support, this is for you!

The ideal candidate will have:

• Experience in commercial underwriting (3 or more years) or comparable risk evaluation. 
• Strong analytical mindset with good judgment and attention to detail. 
• Comfortable negotiating pricing and terms with agents. 
• Able to manage workload and deadlines independently. 
• Collaborative mindset with strong communication skills. 
• Curious, solution‑oriented, and dependable at follow‑through. 

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Job Description Summary

Success on our team requires a blend of customer service skill and analytical prowess. There’s no shying away from challenges here. Each account we work on is complex and interesting. Satisfaction comes from finding solutions that provide the best coverage and give our partner agents a way to differentiate themselves from the competition. If you are adaptable, responsive, love customers and really want to make a difference, we want to hear from you!

As a Senior Underwriter, you'll accept, retain and price moderate to high exposure new, renewal and endorsement commercial business policies based on granted authority. We'll count on you to provide other underwriting technical support, too. You'll work within broad limits of authority on underwriting assignments of varied complexity. You'll have opportunities to provide guidance and assistance to less experienced underwriters and other functional areas. In addition, you'll partner with assigned agencies and field sales underwriters to consult on and develop business opportunities.

Job Description

Key Responsibilities:

• Takes ownership and gathers information from multiple sources, according to company guidelines and strategic initiatives, to perform underwriting analysis.

• Independently reviews individual risks for acceptability and exercises judgement and discretion within appetite and authority level, based on company underwriting guidelines and industry standards.

• Handles workflow and intricacies of underwriting to maintain expected service level goals. Exhibits proficient use of company tools and systems.  Ensures file handling quality and workflow efficiency for a best-in-class customer experience. 

• May lead larger, more complex project work that requires focused business partner collaboration, working with and through others, to meet overall project timelines.  May assist in managing work inventories within the unit.

• Underwrites new business, renewals, and endorsements with a portfolio management viewpoint. Decisions at this level may require review of additional variables, using agency relationships, inspection reports and evaluation of exceptions, which may include utilizing available reports and data.  

• Will negotiate price and coverage as appropriate to the book of business based on various business strategies and underwriting tools. 

• Completion of assignments to meet agreed upon timelines and service level agreements, as well as projects of increased complexity, which may include utilizing available reports and data.

• Pro